1st Advantage Mortgage

I honestly can’t say enough good things about Michael. Buying a home is stressful, and there were definitely moments where I felt overwhelmed — especially around the appraisal and other unknowns. Every single time I started to spiral, Michael would calmly walk me through what was happening and reassure me. He truly hand-held me through the entire process. What really stood out was how responsive he is. It genuinely doesn’t matter what time of day it is — if you text or call him with a question, he gets back to you. And not just with a quick answer, but by actually calling and explaining things so you feel confident. Having someone that prompt, patient, and steady in your corner makes all the difference. I would recommend Michael to anyone without hesitation.

Navigating the mortgage process as a first-time homebuyer can feel pretty overwhelming, and a lot of the lenders we spoke to felt deceptive or pushy. That completely changed when we found Michael Vittatoe and 1st Advantage Mortgage. He was absolutely INCREDIBLE and held our hands every step of the way. He thoroughly answered every single question we had—usually within the hour—and made us feel completely taken care of. There were no surprise last-minute costs and no deceptive sales pitches. If you want a super straightforward, honest lender, I couldn't recommend Michael and 1st Advantage more highly.

Working with 1st Advantage Mortgage has truly felt like a blessing from God. From the introduction, via Sierra Garren - Lake Wylie Realtor, their team showed a level of integrity, and dedication that is rare to find. Specifically, Michael Vittatoe - Senior Loan Officer, consistently put my needs above all else, making sure every question was answered, every detail was explained, and every step of the process was handled with genuine compassion and professionalism. The value he brought to my home-buying journey was nothing short of astronomical. His knowledge, support, and commitment made the entire experience smoother and more uplifting than I ever imagined. I am beyond grateful for Michael, “1st Advantage Mortgage”, and the extraordinary effort they put into helping me achieve my goals. If you’re looking for a mortgage team that treats you like family and works with unwavering dedication, look no further—they are a blessing in every way.

Working with 1st advantage mortgage was such a good experience! They made the whole mortgage process way less stressful than I expected. Super easy to talk to, always quick to answer my questions, and they explained everything in a way that actually made sense. I never felt pressured, just supported the whole time. Thanks to them I got a great rate and felt confident about the whole process. Definitely recommend if you’re looking for someone who really cares and makes things simple.

My wife and I had to best home buying experience anyone could ask for, I can’t recommend these guys enough. Michael Vittatoe is a professional, efficient, incredibly kind, and helpful person to get you through the home buying experience. He was always there for every question we had and even went so far as to help with silly things I couldn’t figure out like converting files we needed on our end. They got us an amazing realtor, CJ, who was just as professional and kind as Michael. We were able to negotiate a great price and amazing rate so that we can start our family. Thank you guys so much for everything you did. If you’re thinking about buying a home seriously give these guys a call.