Zhou Agency

We had a great experience working with Jakob Hnatovic. From the very beginning, Jakob took the time to really listen to our concerns and understand what we were trying to accomplish. As an active-duty military family, we appreciated that he understood the unique challenges that come with our lifestyle and the considerations that often come with military moves and long-term planning. What stood out most was how thoughtful he was in identifying opportunities we hadn’t even considered and walking us through them in a way that was clear and practical. He never rushed the conversation and made sure we felt confident in the decisions we were making. Jakob combines deep expertise with a very personable approach, which made the entire process feel collaborative rather than transactional. He was always professional, responsive, and generous with his time, offering expert counsel whenever we had questions. If you’re a real estate professional or investor looking for someone who is knowledgeable, approachable, and genuinely invested in helping you make smart decisions, I highly recommend working with Jakob.

Stephen Lim provided me a very good insurance policy for my new home with low premiums within a short period of time. He is knowledgeable, professional, kind and patient. Highly recommended!!! Well deserved 5 star rating!

It took me several years to finally find a tax agency operating at the level of Zhou Agency. Their knowledge and strategies are truly focused on real estate investors, which makes a tremendous difference. It has been a few years now, and every year I feel like I’m doing better financially because of Zhou Agency team. Justine is incredibly knowledgeable, and together with Jacob, their webinars are eye-opening. They clearly show you how to use the tax code to your advantage instead of feeling overwhelmed by it. I see Justine as a true entrepreneur in the field of taxation, and she surrounds herself with an outstanding team. I had my taxes prepared for the first time with Jacob, and I felt not only comfortable but genuinely impressed by his expertise. Knowing he was hand-picked by Justine explains everything. Doing taxes used to be stressful every year, but with this team on my side, I actually look forward to tax season. The cherry on top is their tax strategy planning services — they’ve helped me save significant money. I highly recommend them to anyone looking for a proactive, knowledgeable, and passionate tax team. They truly care about what they do and about their clients’ success.

I received exceptional service from Stephen Lim regarding the insurance renewal for my property. He was incredibly patient and guided me through every step—from finding the most effective coverage and handling the invoice with my escrow company to coordinating the cancellation of my existing policy. Stephen is highly professional, extremely responsive, and made a complex process feel seamless. I highly recommend his services!

I have been working with Zhou Agency for over 10 years, and they are the most professional and attentive team I have ever encountered. From auto insurance at the very beginning to later property purchases, sales, and management, they have helped me resolve many issues every step of the way. They always think things through on my behalf and provide very practical and well-reasoned advice. Since I am usually based in China, Yue has handled almost everything related to property management without requiring any involvement from me. She has extensive experience in property management, and I can fully trust her to take care of my properties. Without their support, it would have been very difficult for me to invest in real estate in Chicago.