Vittorio Rigato | Investing Coach 🇬🇧 Instagram Profile Picture

Vittorio Rigato | Investing Coach 🇬🇧

@vittorio.rigato

Investing Coach, Financial Educator
💙 Daily Tips for Beginner Investors in the UK 🍀 Seneca as Life & Investing Mentor ⭐️ 1000+ Students coached 1:1 👇🏼 FREE Live Masterclass on Tuesday
Finance Investing
Followers
149.4K
Posts
347
Engagement
0.08%
Updated: 2 days ago Refresh
Quick Actions
Compare Claim
Profile link copied.
Pictures & Media Stats

Top Instagram Posts of Vittorio Rigato Investing Coach

Vittorio Rigato Investing Coach’s Most liked posts from the last 30 uploads.

Highlights

Media Stats – Instagram Posts

Recent 30 posts with likes and comments overview.

Media overview
Published Caption Likes Comments
Comment GUIDE and I’ll send you my free ebook for beginner investors in the UK 🇬🇧 If you earn over £100k in the UK, you’re probably paying more tax than you should. Here’s how I’d fix it 👇 1️⃣ SIPP (self-invested personal pension) Once you earn above £100k, you start to lose your £12,570 personal allowance. For every £2 you earn over that line, you lose £1 of allowance, which means part of your income is taxed at an effective 60%. By contributing to a SIPP until your income is back under £100k, you avoid this trap and get 20%+ added by the government. I recommend InvestEngine or Fidelity. 2️⃣ Stocks & Shares ISA Everything inside is tax-free: no tax on capital gains, no tax on dividends, no tax on withdrawals. Over 20 years, that difference can save you around £200,000 compared to a normal investment account. Trading212 and Freetrade are good platforms, and if you’re a beginner, you can start with a global ETF like SWDA to keep it simple. 3️⃣ High-Yield Savings Account Keep your savings here, not for growth, but for peace of mind. At 5%, £10,000 earns about £500 a year — and more importantly, it means you don’t have to sell investments or use debt when life happens. Chase, Chip and Santander Edge Save are good options. 2025-09-23 20:26:05 .. 113 +43% 137 +305%
If you're ready to get started on this journey with your partner, comment PLANNER to get my free budget planner. It also comes with a video tutorial to set it up ⭐️ If you and your partner earn £100,000 combined, planning your money can truly change your life. Here’s how I would do it: 1️⃣ Plan your budget : Spend 30 minutes each month reviewing your budget. Start with your income, then plan all your fixed and variable expenses to see exactly where your money goes. 2️⃣ Workplace Pension : Max out your employer match — that’s free money every month for your future. 3️⃣ Use a SIPP for tax relief : Contribute to a SIPP and get a 20% bonus from the government — for every £1,000 invested, you receive an extra £200, which then compounds over time. 4️⃣ Fixed costs : My general rule is to keep fixed expenses (housing, subscriptions, council tax) below 50%. Resist upgrading with every pay rise, it can save make a million difference over the long term! 5️⃣ Variable costs : Use a prepaid card (like Hype or Revolut) for eating out, hobbies, and travel. You make it impossible for you to go over budget. 6️⃣ Invest in a Stocks & Shares ISA: All growth and gains are tax-free. I like Trading 212, Freetrade, or InvestEngine. Over 15 years, investing £1,250/month into pensions and £1,250/month into a Stocks & Shares ISA — and assuming 10% annual returns with 3% inflation — you could end up with £1,066,950. So what are you waiting for? Comment PLANNER and start today😎 2025-09-22 20:26:27 .. 32 -60% 56 +65%
If you want to build a strategy like this, comment TRAINING for my 12-minute video training for beginner investors 🇬🇧 Most parents in the UK don’t realise how powerful a Junior ISA can be. It’s one of the simplest ways to give your child a real financial head start. Here’s why: • A Junior ISA is a tax-free account for under-18s. • You open it, but the money legally belongs to your child. • No tax on interest, dividends, or gains. • At 18, it automatically becomes an Adult ISA, and they take full control. The rules are simple: you can put in up to £9,000 a year, and you can’t touch the money until they’re 18. Now, here’s the strategy I like: 👉 Start with £3,000 at birth 👉 Add £32 a week into a global ETF like SWDA 👉 Leave it to compound at around 10% a year By the time your child turns 18, you’ve contributed about £37,000. The market has added another £62,000 — tax-free. End result? £100,000 waiting for them! 2025-09-20 20:26:49 .. 130 +64% 8 -76%
Comment MASTERCLASS to join my free live Masterclass for UK beginner investors this Tuesday. Adeel is a dentist in the UK 🦷. When he left the NHS, his income went up, but his pension stopped. Like many professionals going private, he had no retirement plan, no portfolio strategy, and no idea where to start investing. Here’s how we fixed it: 1️⃣ Created his investing setup We built his budget plan and defined his FIRE number. Then we opened a Stocks & Shares ISA. 👉 For beginners in the UK, I recommend Trading 212 and Freetrade because: • £0 commissions on ETFs and stocks • Easy to use, no hidden fees 🚫 I avoid HL and AJ Bell because: • High trading fees • Platform costs that eat into your returns 2️⃣ Built his portfolio strategy We created a Balanced Portfolio: • 80% in VWRL → 3,000+ global companies, 50 countries • 20% in IGLT → UK government bonds This balance combines growth from stocks with the safety of bonds, especially useful when markets are uncertain. 3️⃣ Replaced his NHS pension We opened a SIPP with Freetrade: • Contribute up to £60K/year • HMRC adds 20% instantly on every deposit • All growth stays 100% tax-free until retirement Even if you leave the NHS, it doesn’t mean you won’t retire. With the right accounts and strategy, you can retire with even more than you imagined! 👇 Comment MASTERCLASS to get your invite to my free live webinar on Tuesday. 2025-09-19 20:27:50 .. 19 -76% 6 -82%
Comment GUIDE and I’ll send you my free ebook for beginner investors in the UK 🇬🇧 Most beginners pick a random ETF and end up with high fees or poor returns. I always check 5 simple numbers to know if an ETF is worth it: 1️⃣ Benchmark → Shows which companies and countries you actually own. A global benchmark like MSCI World means 1,500+ companies in 20+ countries. A narrow one might be just 20 companies in a single sector = much riskier. 2️⃣ Return → Always check the 5–10 year average. A good ETF keeps up with its index and shows consistent long-term growth. If the returns are inconsistent, it’s a red flag. 3️⃣ Cost (TER) → Even 0.5% per year sounds small, but over 20 years it can cost you tens of thousands. I try to keep it under 0.3% so compounding works in my favour, not against me. 4️⃣ Replication → Beginners should stick with physical replication (the ETF actually buys the stocks in the index). Synthetic ETFs use swaps/derivatives, more complex and riskier. 5️⃣ Dividends → For growth, I go with accumulating ETFs where profits reinvest automatically. For income, distributing ETFs work, but remember they’re taxed each year. These 5 checks take 30 seconds but can save you from years of low returns or unnecessary risk. 👉 Comment GUIDE and I’ll send you my free ebook for beginner investors in the UK. 2025-09-18 20:27:50 .. 107 +35% 38 +12%
If you live in the UK, have saved £20,000, and you’re ready to start investing, here’s what you need to know about these 4 accounts: 1️⃣ Chase – High-Yield Savings Account • 4.75% AER on savings • FSCS protection up to £85,000 • Instant withdrawals, no penalties • Ideal for your 3–6 month emergency fund 2️⃣ Trading 212 – Stocks & Shares ISA • Invest up to £20,000/year tax-free • £0 commission on ETFs and stocks • 4.10% AER on uninvested cash • Access to a wide range of ETFs and stocks. Personally, I use it to invest in global ETFs like SWDA (1,500+ companies in 23 countries) 3️⃣ Freetrade – SIPP • Get a 20% government top-up on every contribution (automatic) • Higher-rate taxpayers (40%) can claim an extra 20% • Additional-rate taxpayers (45%) can claim an extra 25% • Invest in both ETFs and stocks • Growth is tax-free until retirement • Withdraw from age 57 4️⃣ Fidelity – Junior ISA • Contribute up to £9,000/year for your child, tax-free • Over 2,500 funds and ETFs available • No platform fee for Junior ISAs 👉🏻If you want to learn more about investing in the UK, comment MASTERCLASS and I’ll send you the link to join my free live session for beginner investors on Tuesday. ⚠️ These are just my personal suggestions, always do your own research before opening any account or making an investment. 2025-09-17 20:26:18 .. 124 +56% 15 -56%
You want to invest in the stock market, so it's normal you want to invest in stocks... Right? Wrong! ❌ Most people investing in individual stocks lose money, because you are trying to find the right company across thousands of them... And not even hedge fund managers and big investors can do that easily! Instead, any beginner investor should always start from ETFs, as they are like basket of many stocks together. This helps you diversify your investments, which means they become less risky. As everything in life, start gradually. You start from the easiest form of investment (ETFs). Then you get used to investing in them for a few months. Once you are comfortable, you can consider stocks and crypto. You have the potential of getting better returns, but you'll take more risks. For reference, after 10 years of investing I still hold 60% in ETFs and 40% in stocks and crypto. P.s.: if you want to learn quickly, check out my free video tutorial for beginner investors in the UK. Just comment TRAINING and I'll send it to you! Vittorio 2025-09-16 20:27:22 You want to invest in t.. 48 -39% 32 -5%
Most people earning £60,000 still end up broke by 40. Why? Because a high income doesn’t automatically build wealth. Here are the 7 financial principles I’ve followed since I was 20: 1️⃣ 50% Fixed, 25% Variable, 25% Invest When my salary comes in, I divide it straight away: 50% for fixed costs like rent, bills, and transport; 25% for variable spending like food or travel; 25% directly into investments. This way investing is automatic and I never “save what’s left.” 2️⃣ Know your freedom number Most people chase £1M without knowing why. The real number is simple: monthly expenses × 12 × 25. And you can check how long it will take to reach your goal on nerdwallet.com. 3️⃣ Invest early > invest a lot People think you need huge sums to invest, but what matters is when you start. Investing £800/month at 25 can beat £1,200/month at 35. 4️⃣ Optimise tax wrappers Where you invest matters as much as what you invest in. In the UK: - SIPP (Self-Invested Personal Pension): the government adds +20% to your contributions. - Stocks & Shares ISA: all growth and withdrawals are tax-free. Using these before taxable accounts can literally save you thousands and years on your journey. 5️⃣ Consolidate pensions Every job you’ve had probably left you with a pension pot. Ignore them, and you risk losing a lot in hidden fees. Example: £100K across 3 pots at 2% fees = £2,000 drained every year. 6️⃣ Avoid wealth paralysis £100K in cash with 3.5% inflation loses around £3,500 every year. That’s money disappearing while you do nothing. Personally, I’d rather have my money working for me than watching it shrink. 7️⃣ Live like a Stoic I don’t measure wealth by cars, houses, or holidays. I measure it in freedom years — how long I could live without a paycheck. That mindset is liberating. It stops constant comparison with colleagues or neighbours, and it keeps my lifestyle flat even as income rises. 👉🏻Want to apply these principles step by step today? Comment GUIDE and I’ll send you my free ebook for beginner investors in the UK 🇬🇧 2025-09-15 20:25:27 .. 78 -2% 2 -94%
Everyone wants the shortcut to financial freedom. But the truth? It isn’t luck, it isn’t timing. It’s discipline, and here’s exactly what worked for me: 1️⃣ Plan your budget, don’t track it Most people track where their money went. Too late. Instead, I plan where every pound goes before the month starts. Formula is simple: income – fixed – variable = investable amount. That investable amount is what actually builds wealth and I treat it as non-negotiable. 2️⃣ Check portfolio only on Sunday Looking at your portfolio daily is a recipe for panic. So I gave myself one rule: 1 hour, Sunday morning, when markets are closed. This keeps emotions in check, and it’s enough time to: • Review my holdings • Study new companies • Adjust if needed 3️⃣ Invest in global ETFs (SWDA) Relying only on one country is risky, even the US won’t lead forever. That’s why I invest in a global ETF like SWDA, which gives exposure to 1,300 companies across 23 countries. It’s low-cost, diversified, and has delivered +82% in 5 years. 4️⃣ Use crashes to your advantage Most investors fear a -20% drop. I prepare for it. I keep a cash reserve ready, so when panic hits, I buy quality assets at a discount. 5️⃣ Don’t blindly trust the experts Here’s the harsh truth: most financial advisors profit from your ignorance. They earn fees whether you grow your wealth or not. That’s why I chose to educate myself. Learning how to invest was the most profitable skill I built, it gave me control, confidence, and freedom at 29 years old. If you want to learn how to build the same skill and take full control of your money, comment MASTERCLASS to join my free live Masterclass for beginner investors in the UK this Tuesday. 2025-09-13 20:26:38 .. 103 +30% 6 -82%
Comment TRAINING for my free 12-minute tutorial on how to build your own investing strategy in the UK. Most beginners save £20,000… and then gamble it on a random stock. That’s not investing, that’s hoping! Here’s a smarter way Go to Dataroma.com This website tracks billionaire portfolios and insider moves. I use it to check these 3 things: 1️⃣ Superinvestor Portfolios Look at recent buys from Warren Buffett, Bill Ackman, and others. Check when they bought, the size of the position, and whether they are still adding. 2️⃣ Top 10 Most Owned Stocks If multiple billionaires hold the same company, it’s worth attention. Today, Microsoft, Google, and Meta lead the list. 3️⃣ Insider Buys CEOs buying their own shares is usually a sign of confidence. I filter by big, repeated purchases, not one-off buys to avoid noise. 💡 My rule: Each stock should make up at least 4% of my portfolio. This keeps me focused on the opportunities I truly believe in and avoids cluttering my portfolio with “just in case” bets. These are signals, not answers. A Stoic investor doesn’t copy, they learn the why behind the trade. 2025-09-12 20:34:21 .. 65 -18% 20 -41%
Comment GUIDE and I’ll send you my free ebook for beginner investors in the UK 🇬🇧 Here’s how I actually use my Stocks & Shares ISA: every month I invest into one global ETF (SWDA). It’s low-cost, gives me exposure to 1,600+ companies in 23 countries, and all growth stays tax-free. If you’re a beginner, this is the best way to start: one fund, diversified, with historic returns of around 10% per year. To make it effortless, I set up a direct contribution each month. The money goes in before I even get the chance to spend it! And if you still have money left after your S&S ISA, the next best steps are: • Workplace pension: take full advantage of the employer match (it’s basically free money). • SIPP: add extra contributions for more tax relief and long-term growth. 👉 Comment GUIDE and I’ll send you my free ebook for beginner investors in the UK. 2025-09-11 20:42:17 .. 97 +22% 157 +364%
If you and your partner earn £100,000 combined, planning your money can truly change your life. Here’s how I would do it: 1️⃣ Plan your budget: Spend 30 minutes each month reviewing your budget. Start with your income, then plan all your fixed and variable expenses to see exactly where your money goes. 2️⃣ Maximize your Workplace Pension: Max out your employer match — that’s free money every month for your future. 3️⃣ Use a SIPP for tax relief: Contributions get a 20% bonus from the government, so for every £1000 invested you get a free £200, and it compounds over time. 4️⃣ Avoid lifestyle creep: My general rule is to keep fixed expenses (housing, subscriptions, council tax) below 50%. Resist upgrading with every pay rise — it can save make a million difference over the long term! 5️⃣ Set limits for variable costs: Use a prepaid card (like Hype or Revolut) for eating out, hobbies, and travel. You make it impossible for you to go over budget 6️⃣ Invest the leftovers in a Stocks & Shares ISA: All growth and gains are tax-free. I like Trading 212, Freetrade, or InvestEngine. Over 15 years, the couple invests £1,250 each month in their pension and SIPP and another £1,250 in a Stocks & Shares ISA. By keeping this consistent and letting their money grow at 10% a year, they reach £1,066,950 accounting for inflation. 👉🏻Ready to get started in this journey with your partner? Comment PLANNER to get my free budget planner. It comes with a video tutorial to set it up too! 2025-09-10 20:26:40 .. 122 +54% 113 +234%
They told me I could start investing with just £100/month. And technically… they weren’t wrong. But they didn’t tell me it would take 53 years to reach £1 million. They didn’t tell me that investing too early, with too little, can actually kill your motivation. I learned it the hard way. After buying courses, opening accounts, following the rules — and still feeling stuck. Because the real issue wasn’t knowledge. It was income. That’s when everything shifted. When I realised that investing makes sense only after a certain point. Before that, your only job is to earn more — and protect your focus from noise. So if you’re saving £800 or more every month: Don’t waste another year. This post shows you exactly what to do based on how much you save. Because financial advice shouldn’t be vague. Or universal. It should be specific, practical and brutally honest. — ✨ Save this to revisit when your income grows. And if investing feels overwhelming, join my masterclass next Tuesday for beginner investors. It's free and may be the right way for you to get the confidence to invest. Comment MASTERCLASS to get your invite 2025-09-09 20:28:23 .. 126 +59% 18 -47%
If all this feels a bit overwhelming, let me tell you this: ANYONE CAN LEARN HOW TO INVEST. It just LOOKS complicated! So if you want to build a strategy like this comment TRAINING for my 12 minutes video training for beginner investors 🇬🇧 2025-09-08 20:26:59 If all this feels a.. 125 +58% 61 +80%
If you’re ambitious, it’s easy to never feel satisfied. You get the pay rise or better job… and right away you’re chasing the next thing. The truth? It’s never enough. Five years ago you probably dreamed of the life you have today. But are you happier now? Probably not. Because if you immediately chase the next thing, you never stop and appreciate what you’ve already achieved. So just for today, think about every obstacle you already faced and conquered. And don’t worry about the current one in front of you. You’ll destroy that too. Follow vittorio.rigato to build a stoic, content life without the comparison games and toxicity of today’s society. 2025-09-07 14:38:44 If you’.. 18 -77% 0 -100%
Here are the key lesson from each book in one sentence: 📗 The Little Book That Beats the Market – Joel Greenblatt Showed me a simple rules-based approach to pick strong companies without overcomplicating things — perfect when you’re starting out. 📙 One Up on Wall Street – Peter Lynch Taught me that everyday products and companies I already used could point to great investments — and that patience beats chasing quick wins. 📕 The Little Book of Stock Market Cycles – Jeffrey Hirsch Made me understand that markets move in cycles, and that staying disciplined matters more than trying to predict every turn. 📘The Gap and The Gain – Sullivan & Hardy Helped me focus on progress instead of perfection, celebrate small wins, and stay consistent on the long-term journey. 📒 A History of the U.S. in Five Crashes – Scott Nations Reminded me that even the worst crashes are part of history — and that the key is preparing your strategy instead of panicking. Want one more free book to read today? Comment GUIDE and I’ll send you my guide for beginner investors in the UK 🇬🇧 2025-09-06 20:27:24 .. 68 -14% 18 -47%
Comment MASTERCLASS to join my free live Masterclass for UK beginner investors this Tuesday. Candice lives in London 🇬🇧 and was worried her tax situation wasn’t optimised — like 90% of UK high earners, who lose thousands every year simply by not using tax-efficient accounts or claiming all available reliefs. We helped her by using three tax-efficient accounts: 1️⃣ Workplace pension: Contributing here can reduce your taxable income now, while your employer matches your contribution — basically free money. 2️⃣ SIPP (Self-Invested Personal Pension): You get 20% government tax relief on all your contributions. It’s perfect for lowering taxes today while your investments grow tax-free. 3️⃣ Stocks & Shares ISA: Your investments grow completely tax-free, and you can add or withdraw money anytime. Great for long-term growth and keeping your gains safe from taxes. (All amounts are illustrative and not her actual figures.) Using these three accounts helps you keep more of what you earn, grow your wealth faster, and feel in control of your finances. Comment MASTERCLASS to get your invite to my free live webinar on Tuesday. 2025-09-05 20:37:07 .. 23 -71% 4 -88%
I spent a decade chasing what I thought was the dream: top schools, prestigious jobs, six-figure salary ✅ And I felt… nothing. Empty. Stuck. Wondering if this was really my life for the next 30 years. Society told me to optimize for titles, promotions, fancy dinners. But I cared about time, freedom, and control over my life. So I flipped the script — and here’s how you can do it too: 1️⃣ Calculate your freedom number It’s the amount of money you need each month to live comfortably without stress — your “good life” baseline. Formula: Monthly expenses × 12 × 25 = how much you need to be financially free. 2️⃣ Plan your investments To stay consistent, use a budget plan: start with your income, subtract fixed expenses (rent, bills) and variable expenses (food, travel, entertainment). What’s left is your investable amount — the sum you can consistently invest each month. For me, that amount was 50% of my salary since my expenses were low, and I focused on saving and investing as much as possible. 3️⃣ Use the right accounts • Workplace pension: employer match = free money + tax relief • SIPP: full control over investments + long-term growth • Stocks & Shares ISA: tax-free growth and withdrawals 4️⃣ Build a balanced portfolio 60% in broad ETFs: SWDA (developed world) + XMMS (emerging markets) for diversification and stability 40% in stocks + crypto: higher risk/reward, accelerates growth Now, I control my time. I wake up thinking: “I choose how to spend today.” If you’re feeling trapped in corporate — stuck in the loop work → bills → repeat — there’s a way out. Comment MASTERCLASS to join my free live Masterclass for beginner investors in the UK this Tuesday. Your ideal life isn’t a dream. It’s a number. And you can reach it. 2025-09-04 20:26:07 .. 48 -39% 5 -85%
Comment TRAINING and I’ll send you my 12-minute video tutorial to help you move from “average” to top 10%. Here’s how to know if you’re already in the top 10% with your money: 1️⃣ Save at least £600/month before spending the rest The easiest way: use a budget planner. Write down your income, subtract fixed costs (rent, bills) and variable costs (food, travel, clothes). What’s left is your investable amount. Most people skip this — and end up saving “whatever’s left”. 2️⃣ Invest regularly A simple start is a Stocks & Shares ISA. Your money grows tax-free, and you can open one with Trading212 or InvestEngine. 3️⃣ Use your pension & a SIPP Contribute to your workplace pension to get the full employer match — it’s free money. Then add more to a SIPP. The government adds at least 20% on top of what you put in — an instant boost to your pension. 4️⃣ Build an emergency fund Keep at least 3 months of expenses in a high-yield savings account. Your cash is safe, easy to access, and earns interest to protect against inflation. This money isn’t for investing — it’s your safety net so life’s surprises don’t put you in debt. 5️⃣ Build wealth to buy back your time Not to impress others. Focusing on freedom and choice helps you make smarter financial decisions — because your goal is clarity, not comparison. I’ve seen both sides: Most people react with money. The top 10% plan with money. 👉🏻 Which one are you? 2025-09-02 20:26:15 .. 52 -34% 7 -79%
Investing isn’t about luck — it’s about preparation, discipline, and smart decisions. If you have £50,000 saved, here’s where I’d start: 1️⃣ Understand the market, use tax-efficient accounts, pick the right broker, and choose the right investments 1. Understand how the stock market works — check how stock trading works: hours, bid/ask spread, market vs limit orders. 2. Start with your workplace pension to get free contributions from your employer, then use a Stocks & Shares ISA for tax-free growth. If you’re over 40, focus on a SIPP for retirement. 3. Pick a broker you like — I stick with Trading212 and InvestEngine: they have low fees, are easy to use, and safe. Honestly, I’d avoid AJ Bell, Hargreaves Lansdown, and eToro, especially if you’re just starting out. 4. As a beginner, I’d always start with ETFs. Later, add bonds if you’re over 40, and consider stocks or crypto afterwards. I’d avoid most funds. 2️⃣ Plan consistently and build long-term wealth 5. Figure out your Freedom Number (Monthly expenses × 12 × 25). This tells you how much you need to retire comfortably and keeps your goals clear. 6. Use NerdWallet’s calculator - add your savings, contributions, and expected return (I use 10%) to see how long it’ll take to reach your goal. 7. Plan your expenses — start from your income, plan your fixed and variable expenses and what’s left is your investable amount. Make sure your investments come first! 3️⃣ Control emotions, follow rules, and protect your capital 8. Look at trends, moving averages, macro news, and insider trades — I use CurrentMarketValuation, Finviz, and Dataroma to spot opportunities early. 9. Don’t act on impulse — sleep on it and avoid decisions driven by fear or hype. 10. Spread your money across different investments and set limits on how much you can lose. Protect your money so one mistake won’t ruin your progress. If you need more guidance, comment MASTERCLASS to sign up for my live training next Tuesday for beginner investors in the UK! 🇬🇧 2025-09-01 20:33:58 .. 40 -50% 9 -73%
One of the hardest things to accept as an adult is that life isn’t fair. You can do everything right… and still lose. You can work harder than others… and still be overlooked. That frustration builds over time. It makes you cynical. You start to wonder if effort is even worth it. Here’s what I’ve learned: most things in life won’t reward you proportionally. But two things almost always will — training and investing. 🏋️ In the gym, discipline is visible. 📈 In investing, discipline compounds quietly. Yes, people can still cheat — steroids exist, insider trading exists. Yes, some start with more advantages. But from my experience, these are the two arenas where effort still translates most directly into reward. And that’s why they matter so much: they remind you that discipline isn’t pointless. That even if the world feels unfair, your work still counts. Follow vittorio.rigato to learn how to invest with discipline — not for quick wins, but for freedom, peace of mind, and a life on your own terms. 2025-08-31 19:00:00 .. 57 -28% 2 -94%
Here are the 5 websites I use to invest on my own — clearly, calmly, and without relying on anyone: 1️⃣ Finviz – Shows what’s happening in the stock market right now. The heatmap lets you see instantly which sectors and stocks are gaining or losing money. 2️⃣ JustETF – Helps you find and compare ETFs (these are like baskets of stocks). I built my whole portfolio using this site. You can compare costs, sectors, and risk levels — it’s perfect for beginners. 3️⃣ Current Market Valuation – to understand if the market is overpriced or cheap, based on real data — not hype. I check simple indicators like the Buffett Indicator and Price/Earnings ratios to avoid unnecessary risk. 4️⃣ Koyfin – to analyse any stock or ETF in detail, for free. It’s a powerful tool, even if it takes a bit to learn. 5️⃣ Dataroma – to track what top investors like Warren Buffett are buying and selling every quarter. My dad worked hard his whole life and trusted a financial advisor for over 20 years. But when we finally reviewed the results… there was nothing. No growth, no plan — just fees and vague promises. That’s when I realized: no one will ever care about your money more than you do. So I stopped outsourcing my decisions — and started learning how to invest for myself. If you want to do the same, I wrote a short guide for UK beginners investors in the UK, 👉 Comment GUIDE and I’ll send it to you for free ebook 🇬🇧 2025-08-30 20:27:30 .. 105 +33% 46 +36%
Want more details on how to get started as a Stoic investor? Just comment GUIDE and I’ll send you my free beginner ebook. Here’s how to calculate each number from the reel 👇 1️⃣ Saving rate = (amount you save ÷ income after tax). Example: if you earn £4,000/month net and save £1,000, your saving rate is 25%. 2️⃣ Liquid net worth = savings + investments (ISA, GIA, cash). Don’t include your pension or house value — you can’t use those to generate passive income today, which is the goal if you want to retire early. If your income is £80,000, aim for at least £240,000 in liquid net worth to be on pace for early retirement. 3️⃣ Income growth vs expenses — if your salary jumps from £50K to £60K (+20%), most people increase spending by 20% too… and stay stuck. Instead, raise expenses by only 10% and save the rest — this accelerates your path to financial freedom. 4️⃣ Emergency fund — 3 months of typical expenses. If you spend £3K/month, keep £9K in an easy-access account. 5️⃣ Early retirement number = annual expenses × 25. If you spend £40K/year, your target is £1M in liquid net worth — enough to generate passive income for life. 2025-08-29 20:26:52 .. 81 +2% 9 -73%
Comment MASTERCLASS to sign up for my live training next Tuesday for beginner investors in the UK! 🇬🇧💷 💡 Most internationals focus only on salary — but your wealth comes from knowing the rules, cutting hidden costs, and using tax-efficient accounts wisely. Here are the 6 things I wish I knew before investing in the UK: 1️⃣ Know your tax rate: Before investing, you need to know how much of your income you actually keep. In the UK: Personal Allowance: First £12,570 of income is tax-free. Basic Rate (20%) – £12,571–£50,270. You pay 20% on income above £12,570. Higher Rate (40%) – £50,271–£125,140. You pay 40% on income above £50,270. Additional Rate (45%) – £125,141+. You pay 45% on income above this threshold 2️⃣ Workplace Pension By default, your money goes into a mutual fund chosen by the provider — usually expensive, low-return, and conservative. 👉 Switch to self-managed to avoid hidden fees, pick a fund that tracks the S&P500 or MSCI World, always match employer contributions (free money). 3️⃣ Old Pensions If you’ve changed jobs while living in the UK, you’ve got old pension pots doing nothing. 👉 Consolidate them into one account (for example using PensionBee) and invest in a passive global fund. 4️⃣ SIPP A great pre-tax investing account, that also gives a 20% tax relief instantly, and an additional +20% if higher-rate taxpayer. 👉 But don’t open if planning to leave the UK in the next decade — it locks your money away until you are 57! 5️⃣ Stocks & Shares ISA Forget Cash ISAs and Lifetime ISAs — they all share the same £20,000 allowance. 👉 The Stocks & Shares ISA is the only one that matters as the advantages are just much better: no tax on gains, no tax on dividends, forever. 📌 It keeps growing even if you move abroad, though you can’t add more funds once you’ve left the UK. To continue investing from your home country, research brokers like Interactive Brokers or use brokerchooser.com to find the best option. 6️⃣ High-Yield Savings Account (HYSA) Don’t keep your emergency fund in a 0.5% bank account. 👉 A High-Yield Savings Account pays ~5% right now. Same safety, 10x the growth. 💡 I hope this can help you max out your wealth in the UK! 2025-08-28 20:30:57 .. 62 -22% 1 -97%
Some people want the highest return from the stock market. My parents didn’t. When they saved £100,000 in their 40s, what they wanted most was peace of mind. To grow their money — without losing sleep every time markets crashed. That’s why I built them a strategy that prioritises stability and growth. 📌 30% Global stocks (SWDA) — long-term growth 📌 55% Government bonds (IGLT) — stability in recessions 📌 7.5% Gold (SGLD) — protection in crashes 📌 7.5% Commodities (UIQK) — hedge against inflation It’s called the All-Weather Portfolio. For over a decade, it’s delivered around 6% per year — even through 2008 and 2020. Enough to withdraw 4% for income, while keeping pace with inflation. 💡 And it only takes one day a year to manage: On January 2nd, rebalance back to these percentages. 👉🏻 If you want to build your own investing strategy in the UK, comment TRAINING and I’ll send you my 12-minute video tutorial. 2025-08-26 20:25:59 .. 138 +74% 76 +125%

On average, Vittorio Rigato Investing Coach gets 79 likes and 34 comments per post. (Historical)

Post Stats Chart

Trends for likes, comments, and caption length from the last 30 posts.

Chart
Vittorio Rigato | Investing Coach 🇬🇧 Instagram Profile Picture

Vittorio Rigato Investing Coach can charge up to $4 USD per Instagram post.

Typical range: $2 – $4 USD
Share earning estimate
X LinkedIn Facebook
Vittorio Rigato | Investing Coach 🇬🇧 Profile Picture
Vittorio Rigato Investing Coach
Up to $4 USD / post · RateXYZ

Related Instagram Accounts

View all
Tracked since Sep 24, 2025
Updated: Sep 24, 2025
Time Zone: Asia/Kolkata

Not found? Add account

Find profiles fast. Paste a full URL or type a @username.

Tip Press / to focus search