Megan Micklewright

@thesavvyspenderofficial

Personal Finance Creator, Blogger
Helping families make, save & grow their money✨ 🏆Award Winning Financial Influencer 🧚 Girl mum | 💸Money expert | 📽️ Model & Presenter
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Top Instagram Posts of Megan Micklewright

Megan Micklewright’s Most liked posts from the last 30 uploads.

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Recent 30 posts with likes and comments overview.

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Just a few apps I’ve been loving recently💸

I say ‘recently’ but I’ve always loved these apps, they’re just particularly serving me right now 💅

Putting you on so you can make & save some money with these apps if you’re not already 💸✨ 

#savingmoney #moneytips #makemoney #budgetingmum #savvymum #moneytips #moneytalk 2025-09-21 12:54:03 Ju.. 223 +29% 13 -68%
BNPL isn’t all bad, but it’s how you use it that matters👇🏼

I only ever use BNPL for 2 reasons; 

1) When I know I’m sending things back and want to keep the money in my bank 
2) When I want to spread the cost of something in a spenny month to help balance the budget (knowing I have the funds to pay it back) 

It’s a handy financial tool to use when it serves a purpose that isn’t going to leave you feeling short! 

#BNPL #clotheshaul #savvymum #moneysavvy #budgetingmum #klarna #moneytips 2025-09-17 20:49:32 BNPL isn’.. 151 -12% 22 -47%
Just a lil brain dump ✨💸

#keepingupwiththejoneses #lifestylecreep #moneytalk #moneytips #inflation #contentment #highlightreel 2025-09-15 20:59:53 Just a lil brain dum.. 191 +11% 18 -56%
I fear I could fill 20 of these up with things I do love😅 

Tell me I’m not on my own with these? 🫶🏼

Ps. I’ll die on the hill that it’s not shallow to love money ✨

#whatilove #trend #savingmoney #money #unfortunatelyidolove 2025-09-14 12:28:10 I fear I.. 153 -11% 5 -88%
I can’t believe she’s almost 1 🥹🎂

2nd born definitely gets the wisdom from lessons learned first time around ✨

I’ve been going between my head and heart with how much little one really needs for her birthday… 

With a big sister in the house, we already have lots of toys that you’d typically buy for a 1 year old, so I haven’t gone crazy at all - but still get that mum feeling that I should be buying more 🥲 

Have I gotten enough?🎂🫶🏼✨

#1stbirthdayideas #birthdayideas #birthdayonabudget #budgetbirthday #1stbirthday #budgetingmum 2025-09-11 21:21:25 .. 128 -26% 22 -47%
School runs made easier with the Seren baby carrier from icklebubba ✨ 

ad - gifted* 

Me and baba were the models for the ‘how to’ guides on how to wear this baby carrier and I FELL in love with it on set 📹🫶🏼

They were kind enough to send me a carrier afterwards for little one and honestly it’s a dream ☁️🫧

So many different aways to wear it (front, back and baby can face inwards and outwards too!) 

It’s aesthetically pleasing too (you know I love my beige) ✨ 
 
It even has a pocket on the waistband to store things in, they really did think about everything which is why I love their products in general! 

They’re definitely one of the more affordable baby brands but you still get the safety, convenience and pretty products ✨🫶🏼☁️🫧 

Ps. How little does baby look in the clips, this was only in May - time flies 🥹🥲

#icklebubba #babyproducts #babycarrier #affordable #baby 2025-09-09 21:36:37 .. 251 +46% 8 -81%
Ad | my daughters are investors and they don’t even know it ✨ 

Junior ISAs have been a game changer for planning for the kiddies’ futures. They’re easy to set up and pay into, and it’s great knowing that any gains made are tax-free!

They’re my favourite way to save for the kids. And with wealthifycom’s Junior Stocks and Shares ISA, the money is invested to give it a chance to grow further over the years. And you can invite friends and family to pay in too!

If you’ve been thinking about investing for yours, you can find out more about their JISA by clicking the link in my bio. 💸✨

With investing, capital is at risk. Tax treatments depends on individual circumstances and may change in the future. Wealthify is authorised and regulated by the Financial Conduct Authority.

#wealthify #kidssavings #JISA 2025-09-08 20:56:26 Ad |.. 117 -32% 12 -71%
3 FREE ITEMS FROM LIDL👇🏼

If you’re new to the Lidl plus app you’ll get: 
🍓a free fruit item 
🥐a free bakery item 
👜a free tote bag 

I got almost £5 worth of goodies for free. It’s worth a download whether you tend to shop there or not so you can grab these freebies 

#Lidlplus #lidlvsaldi #lidl #freebies #savingmoney #freeitems #savvymum #budgetingmum #freefood #foodshopping 2025-09-06 13:30:33 3 F.. 132 -23% 7 -83%
Recently shocked a lot of people when I told them I pay for my daughters extra curricular weekly class through tax free childcare 💸✨

So here’s the lowdown of what it is, how it works and what you can spend it on (because there’s a misconception that you can only use it for nursery and childminders!)✌🏼 

Introduced a friend to it this week, saving her some money every month - so here I am telling you lot too to make sure you’re saving money where you can 💸

Did you know this about tax free childcare? Let me know if you use it!💸

#taxfreechildcare #childcarecosts #childcarefees #waystosave #moneymum #childcare #budgetingmum 2025-09-04 21:07:15 Rec.. 89 -48% 8 -81%
The ultimate #girldinner deal is back ✌🏼

2 pizzas, a tub of Ben and Jerry’s for £5🍕

I’ll let the coopuk off for being so complicated with their different branches, I never know where I can use my offers 😅 but this deal is worth the confusion 😆 

(I ended up going to 2 co-ops just to use my offers #savvy) 

£5 for members, £6 for non members (£5.50 for members in the midcounties stores) & be sure to check the app for extra offers to see if you can save even more like I did 💸✨

#coop #girldinner #savemoney #coopstore #coopoffers #dealstack #cheapdinner 2025-09-03 21:18:26 .. 102 -41% 12 -71%
Comparison is the thief of joy ✨ 

☝🏼not a truer word spoken… 
Timely reminder that we’re all on our own path 

#yourownlane #nocomparison #moneytalk #lifejourney 2025-09-01 21:02:59 Comparison is .. 136 -21% 9 -78%
Picnic households unite 🧺🍓

I still can’t believe I see jacket potatoes for £9.50 in some places and people are actually paying that 😭

I’ll never go bsck to my old ways of judging picnics😆 

Better food, saves money, quicker, fills you up more, everyone’s happy! 

Are you a picnic household?⭐️

#picnic #daysoutwithkids #picnicinspo #savingmoney #budgetfriendly #savvymum #mumonabudget 2025-08-30 14:54:50 Pi.. 342 +98% 34 -18%
Because it’s not just £2 here and there ✨ 

You don’t always have to say yes, and there are different ways of saying no 🫶🏼

Now I get it, it’s hard to say no to our lovely kids faces, and we want to fill their childhood with happy memories so we just think ‘get the god damn ice cream’ but saying yes all the time can also come with its problems 🫣 

It’s not just £2 here and there when they ask 5 days a week is it 😅 at a certain age it’s important for them to learn age appropriate money lessons, you’ll thank yourself for it and they’ll thank you for it too! 

Now let me know what you think? 

#Kidsmoneylessons #badmum #teachingkids #moneylessons #moneytalk #moneymum #waystosave #teachingourkids #futuregeneration 2025-08-28 20:32:08 .. 230 +33% 23 -44%
3 more savvy shopping tips below 👇🏼

I’m always asked how we keep our food shopping bill so low and I’m almost paranoid people think we don’t eat well😆🫠

We spend around £110 every 10 days on food shopping and top up shops. 

Sharing what we eat and how we keep our food shop low with 3 extra tips: 

1. Frozen is your bestie. When we run out of fresh veg, we use our frozen stash instead of doing constant top up shops. It lasts ages and you get so much more for your money 

2. We don’t get brand happy. Our kids (for the most part) are happy with what they’re given and don’t have preferences. Snacks change frequently and we don’t buy branded stuff, imo it’s just not worth the money. 

3. Veggies. Not just for bulking out meals but having pure veggie days and consuming less meat brings down that food bill so much. Try even just 1 meat free day a week! It helps you get in different sources of nutrients too! 

Any tips you find that help? Share them below & let me know how much you spend on your food shop! 🛒✨💸

#foodshopbudget #foodshopping #savvymum #onabudget #savemoney 2025-08-27 20:50:16 .. 224 +30% 16 -61%
Tell me this isn’t good value?✨

No brown lettuce this week either 🥲 

We switched our main food shop to Lidl around 3 months ago and still loving it - good quality, good prices and feel like we got lots for our money! 

This will last us for around 10-12 days with a small £10-£15 top up shop in between for bread / fruit. 

Theres a few things I’d prefer from other shops but honestly with a chaotic life I have to compromise for the ease of saving time not going to 5 different shops! 

Let me know what you think? 🙌🏻

#lidlhaul #lidl #foodshop #budgetmum #foodshopping #familyof4 2025-08-25 14:39:41 Tell me .. 465 +170% 20 -52%
Small but mighty 💸

Money moves don’t have to be huge to have a huge impact.

Most the time it’s something that’ll take less than 5-10 minutes to set up that’ll have a huge positive impact on our finances 🫶🏼✨💸

So here’s a few things I’ve done recently that will have a big impact on my finances and financial future 

1. Better interest biz account 
2. Pension to save for the future 
3. Premium bonds for potential life changing mula 
4. Life insurance to protect the important people in my life 
5. Personal savings making some extra interest 

Take this as motivation / inspo / a kick up the booty to do that money task you’ve been putting off that’ll positively impact your finances ✨💸🫶🏼

#moneymoves #moneytalk #cash #financialfuture #bubblewrap #moneysavvy #moneymum 2025-08-23 14:38:55 .. 166 -4% 10 -76%
Don’t ask don’t get: complaining edition ✨

You SHOULD complain if you have something to complain about. Complaining doesn’t make you annoying if you do it nicely. 

It’s HOW you complain, not why you complain that frustrates workers 😅

We deserve to receive a good service and good products, so don’t be scared to speak up 🙌🏻

#customerservice #complaining #howtocomplain #freebie 2025-08-21 21:40:48 Don’.. 202 +17% 32 -22%
Comment PHONE for the link to sign up 👇🏼💸

Airtime Rewards was made by the founders of Orange Wednesdays (iykyk) 

A way to make our phone bills cheaper from places we probably already shop with💸

Basically pay for one bill with money we’re already spending. An app I’d deffo recommend 👛

#savemoney #phonebill #waystosave #savingmoney #airtimerewards #goodapps #savvymum #budgetingmum 2025-08-20 20:52:43 Commen.. 78 -55% 58 +41%
Money saving is ✨everywhere✨

Making these little swaps has made me feel more tidy with my money… I can’t explain it, but let me try. 

Whenever I do make those little, itty bitty spends, £3 on an ice cream, £4 on lunch, £5 on parking, they make me feel all over the place with my money. They’re usually not planned, and they’re usually the ones not part of the budget but overall make a big difference. They make my head feel messy and I hate seeing lots of little transactions on my banking app 😅 

I guess what I’m trying to say is, it’s all about balance and finding the little money saving swaps make such a difference and can make you feel way more in control of your spending🙌🏻✨ 

#moneysaving #savemoney #moneyswaps #moneytips #waystosave #budgetingmum #mumlife 2025-08-18 21:00:08 .. 278 +61% 23 -44%
£50 to eat burgers?💸🍔

I’ve been using this site for years now and have made hundreds from weird and wonderful tasks and recording videos💸 

They email you when there’s new opportunities to apply for, everything’s done via email and their website so no missing calls and not knowing if you’ve been chosen or not 🙌🏻

Drop the word LINK below for the link to be sent directly to you (not a referral link, just making life easier for you to find it!) 

#Sidehustles #tastetester #waystomakemoney #makemoneyonline #sidehustleideas #sidehustlesites #makeextracash #budgetingmum 2025-08-17 13:38:35 £.. 159 -8% 580 +1,306%
AD Calling all mcdonaldsukinews fans! 

This Sunday 17th August, you can buy one get one free on Double Filet-O-Fish® through the McDonald’s App! 

That’s an amazing saving of £5.29*! 

Don’t flounder, this deal is for one day only 🐟 🍔
 
#mcdonaldsuk mcdonaldsuk
 
*Prices may vary in restaurants
**Fries and a Drink not included 2025-08-16 13:37:51 AD Calling .. 112 -35% 25 -39%
Lidl this week, Ocado last week… 

We spent almost the exact same on our Ocado food shop, and I actually think both are really good value. What’s your thoughts?🛒

Ps. Unsure why these photos look like I’ve taken them on an iPhone 3 but we move 🫠

#lidlfoodshop #onabudget #foodshop #shoppingwithkids #lowupf 2025-08-11 20:48:20 Lidl this wee.. 235 +36% 18 -56%
ad want to save money on your phone bill? 

This is my top tip for being savvy with your phone: SIM ONLY deals 

With #ThreeUK you can get unlimited data for such a good price, And that’s how I’ve saved money all these years⭐️✌🏼 2025-08-10 14:02:33 ad want to s.. 67 -61% 16 -61%
Let’s share our free day out ideas💸🌞🛝

#summerholidays #freedaysout #lowspend #nospenddays 2025-08-09 13:36:06 Let’s share ou.. 0 -100% 15 -64%
Ad  Are you self-employed? And do you have a pension?

Up until recently I didn’t even know where some of my pensions were, and turns out I had a few just sitting there from old jobs. Now I’ve tracked them down I’m in the process of setting up my self-employed pension thanks to PensionBee!

It’s all sorted now, but this is your reminder to
1) find your old pension pots and
2) get a pension set up if you’re self-employed!

Comment LINK and I’ll send over the link to PensionBee for you to start ticking it off your to do list. ✅

Capital at risk 2025-08-07 21:34:25 Ad Are you.. 78 -55% 25 -39%

On average, Megan Micklewright gets 172 likes and 41 comments per post. (Historical)

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Tracked since Sep 24, 2025
Updated: Sep 24, 2025
Time Zone: Asia/Kolkata

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