Kari LaRocco | Money | Finance | Fashion

@the_real_krl

Personal Finance Educator, Fashion Influencer, Content Creator
💖Private Wealth Advisor💎Finance💰CFP 23yrs Investment Experience 💵 🐶dogs🧘🏻‍♀️fitness👠fashion💖adventure🌍plants🌱balance⚖️ BettySQUAD🦋
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Top Instagram Posts of Kari LaRocco Money Finance Fashion

Kari LaRocco Money Finance Fashion’s Most liked posts from the last 30 uploads.

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Recent 30 posts with likes and comments overview.

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Open enrollment means it’s time for a money date. Sit down with yourself or with your partner to review ALL the options offered by you employer to ensure you are maximizing your benefits. 
Things to review and possibly adjust:
💰health insurance + HSA option
💰life insurance (10-15x salary) + spousal coverage 
💰disability insurance
💰pet insurance
💰critical illness 
💰group auto insurance rates 
💰wellness benefits (gym, therapy/mental health, meditation/sleep apps or wearables, financial advisor/reimbursement, nutrition programs, credit protection, FSA) 
💰retirement plan and match, after tax/conversion, Roth 401k
💰ESPP - Employee Stock Purchase Plan 
💰529 plan 
💰maternity / paternity leave, child care, adoption, surrogate, IVF
💰legal 
💰PTO/ personal days 

#FinancialPlanning 
#RetirementPlanning 
#SavingsGoals 
#MoneyMindset 
#RetireSmart 
#WomenAndFinance 
#FinanceForHer 
#WealthBuilding 
#FinancialWellness 
#FinancialAdvisor 
#InvestingInWomen 
#RetirementBenefits 
#SecureYourFuture 
#OpenEnrollment 
#BenefitPackage 
#FinancialFreedom 
#BudgetingTips 
#PlanningForRetirement 
#RetireWell 
#EmpoweredWomen 
#WomenWhoInvest 
#MoneyMatters 
#FinancialGoals 
#WomenEmpoweringWomen 
#HealthAndWealth 
#SmartSavings 
#WealthForWomen 
#FuturePlanning 
#FinancialIndependence 
#RetirementReadiness 2025-09-18 04:38:53 .. 31 -27% 5 -53%
💖There’s a few things I would consider mandatory before you retire. One of them is having a plan. Another is having an advisor or a guide to help you execute the plan. 

💖It’s easy to get caught up in the emotions and the cost, but ideally you only retire once, and on your terms. 

💖Most people don’t know how their money works together when it’s in multiple places. We help you consolidate your accounts and create a custom financial plan so you feel aligned with your goals. 

#money #finance #financialadvisor #retirement #goals #financialplanning #financialplan #million #millionairemindset #millionaire #manifesting #dreams #manifest #abundance #wealth #wealthbuilding #moneytips #retirementplanning 2025-09-16 02:56:33 💖There’s.. 12 -72% 6 -44%
How was your Monday?

#funny #work #monday #mondaymood #fashion #style #inspo #mondaymotivation #vibes #boss #bossmode #humor #worklife #finance #financialfreedom #female #financialadvisor #girlboss #likeaboss 2025-09-09 04:36:22 How was your Monday? #fu.. 50 +17% 29 +172%
Yes I rounded the numbers and the good news is you’ll have a little extra.
If you’re using a HYS account (which ideally if you only have 12months you’re not putting any of the savings at risk), the interest you earn will be taxable as ordinary income. It’s worth it and if you’re in a higher tax bracket consider a tax free money market account.
Enjoy watching your money pile up. 
Oh and create your budget or use a budgeting app so you know what’s realistic and what’s possible!

#finance #savingmoney #moneytips #millionairemindset #tampa #investing #cash #financialadvisor #cfp #baller #money #work #fashion #millionaire #financialfreedom #influencer #goals #savingtips 2025-09-07 05:24:16 Yes I round.. 23 -46% 0 -100%
Let’s do it.

#trend #ootd #fashion #lfg #plantlife #champagne #girlfriends #goals #vibes #streetstyle #todolist 2025-09-03 20:21:31 Let’s do it. #trend #o.. 45 +6% 18 +69%
Yup it all works…together tho AND yes it’s work, but totally worth it. Let’s talk about living your best life! 
#finance #money #millionaire #female #millionairemindset #financialadvisor #investing #save #savingmoney #financialplanning #nyc #travel #traveling #trend #trips #values #friendship #love #future #ootd #streetstyle #streetfashion #fashion #centralpark #moneytips #retirement #financialfreedom 2025-09-01 23:29:41 Yup it all works…to.. 27 -37% 0 -100%
The weight room and your balance sheet have more in common than you think. 

💖set goals and give yourself a realistic timeline and specific measurable steps 
💖write down why this is important to you (fit into your fav jeans or revenge or because you’re buying an investment property or want to have money making money so you can spend more time w your children) 
💖have a partner or a coach, trainer, or advisor to help hold you accountable and give you guidance and advice 
💖weigh in to make sure you’re on track or if you need to adjust
💖saving money and losing weight includes some heavy lifting and when you do the work and show up consistently, you’ll see the results!

#financialfreedom #freedom #finance #money #goals #fitness #financiallyfit #weightlossjourney #millionaire #savingmoneytips #savings #retirement #moneyfreedom #weights #womenwholift #fitfam #gym #motivation 2025-08-22 00:07:24 The .. 61 +43% 16 +50%
It’s either today or tomorrow so why not today!? 

I am pretty sure “financial check up” gets bumped down the to do list due to: 

Too time consuming. Idk where to start. Too busy (school, kids, parents, summer, vacation, house (*insert long list of related house things). Documents are in multiple places. My *partner* handles that stuff. I hate finances. I hate paperwork. I also hate a budget. Life is too expensive rn. I don’t want to look. 

Then one day your kids will move out. your job will change. you’ll inherit money. your side hustle will become the main hustle. your stock will pay out. your lose someone. you’ll gain someone. you’ll move. you’ll be ready to stop the rat race and start the intentional living, financially free life. 

will you be ready?

You don’t want to make up a plan on the fly do you? 

Comment PLAN and let’s talk about how we help💖

#retirement #retirementplan #retirementplanning #saving #savingmoney #wealth #wealthbuilding #wealthadvisor #tampa #florida #moneytips #goals #plan #female #family #intentionalliving #retire #financialfreedom #millionairemindset #womenwhorise #womenwhofly 2025-08-18 21:05:56 It.. 8 -81% 6 -44%
I am honored to receive this award and am working toward Hall of Fame status (well at my company). I’ll take this “credit” but all business owners know it takes a village. My team deserves the recognition but our clients are the champions who are implementing what it takes every day to achieve their financial goals and dreams. 

#financialadvisor #success #goals #money #millionaire #millionairemindset #female #femaleadvisor #winning #winningteam #teamwork #dream #tampa #hotpink #financialfreedom #retirement #retirementplanning #guide #moneyguide #grateful #gratitude #saving 2025-08-17 19:00:34 I am honored to rec.. 51 +20% 20 +87%
If you’re money isn’t working for you, then you’re working for your money. What’s your magic number? The number that equals financial freedom. The number that means you can choose to stop working if you’d like. The number that creates some ease. That lets you slow down and invest your time in the things you value the most. 
The easy math is for every $1M you can generate $50k of income without touching the $1M. 
 
#money #girlmath #savings #savingmoney #moneytips #retirement #retirementplanning #financialfreedom #million #millionaire #millionairemindset #travel #vacation #france #southoffrance #wealthy 2025-08-17 02:52:41 If you’re money.. 18 -58% 0 -100%
For breakfast:
Overnight oats
1/3 cup bob mills protein oats
1/3 cup egg whites 
1TBSP seeds / coconut etc 
1/2 cup plain Greek yogurt 
Berries (fav fruit)
1TBSP maple syrup 
Dash of cinnamon 

For dinner:
•Negotiate salary and car price
•Maximize employer match on all things and understand how your bonus works
•leverage CC for points rewards miles but don’t pay late fees or interest
•maximize Roth and HSA and HYS 

My opinions only of course 💖You got this 🙌🏽

#finance #money #women #female #financialadvisor #millionairemindset #millionaire #savingmoney #breakfast #credit #debtfreejourney #moneymanagement #retire #financialplan #fire #mealprep #financialfreedom #goals #fitnessjourney #mealprep 2025-08-12 04:34:49 For br.. 17 -60% 2 -81%
Just over here creating a safe space for the office vibes 
💖💅🏼💓💒💕🧘🏻‍♀️💝🌸

#finance #money #girlboss #girlgroup #girlfriend #female #girlpower #pink #femaleadvisor #women #womensfashion #femaleempowerment #womeninspiringwomen #women #womeninfinance #power #love #millionaire 2025-08-09 04:20:21 .. 83 +95% 18 +69%
1. Look at your checking account ~ do you have all the upcoming auto bills covered, did you make all of those purchases,do you have more than one month of expenses in there, is there another owner on the account, savings connected, beneficiary listed? 
2. If you haven’t already set up your High Yield Savings account (www.bankrate.com) and keep 80-90% of your cash in there. Set up systematic savings from your checking. Make sure you name a beneficiary. 
3. Review your credit card expenses. Make sure YOU made those purchases, you got that refund from your Amazon return, there’s no fraud, there’s no recurring subscriptions you don’t want.
4. Write down your money goals, affirmations, manifestations for the day. With a pen, on a piece of paper in your journal. I am wealthy. I see abundance all around me. Money comes to me easily.

Stay tuned for your weekly, monthly, quarterly, and annual hot girl money mantras. 

I’m a CFP and these are my opinions based on over 20 years experience working with hundreds of clients on their financial plan and financial success! 

#finance #money #millionaire #female #millionairemindset #financialadvisor #investing #tampa #savingmoney #fashion #future #savingsaccount #style #fashion #ootd #femaleempowerment #hotgirl #hotgirlsummer #millionairelifestyle #millionairementor #bank 2025-08-07 17:54:54 1. Look at your.. 47 +10% 11 +3%
💖Except let’s call it Financial Freedom ~
• shifting from working to earn money, to your money working for you is one of the biggest, most important, and ideally most rewarding decisions of your life 
•taking a step back to see the big picture and make adjustments to ensure a successful retirement starts NOW (not when you’re about to retire)
•this is a constant process with ongoing adjustments and fine tuning and it takes work and effort and discipline 

But it’s something we’ll do together 🫶🏽

#financialfreedom #retirement #wealth #wealthbuilding #wealthplanning #investing #retire #retirement #retirementplanning #financialadvisor #money #moneytips #journey #wellness #financialwellness #guide #savingmoney #millionaire #millionairemindset #confidence #womenwhohustle #female #femaleadvisor 2025-08-07 04:48:12 💖E.. 11 -74% 3 -72%
It’s the last five months of the year, let’s review retirement together: 
 • Maximizing 401K, 403B, 457 -  IRS limit maximum include $23,500 or $31,000 if you’re over 50 years old or $34,750 if you’re between the ages of 60 and 63
•On track to maximize HSA - IRS limits include single $4300 per year married $8550 per year and over 55 you can contribute an additional $1000
•Signed up for your deferred comp for next year - this is typically done the year prior to the contribution year, make sure that you contribute at least to the company match if there is one
•Fund cash balance/pension by September 15 (for 2024) - this is a plan typically set up for individuals who are self-employed and usually on top of a individual 401(k) or Seth IRA for additional referrals. Contribution amounts are based on income and age and are determined on an annual basis.
• set up solo K for 2025- this is a great option for self-employed individuals but the plan must be set up in the year that you are contributing, and you must make employee contributions by the end of each calendar year and employer contributions are made up until March 15 of the following year
• Fund SEP IRA for 2024* - if you filed an extension, you can still contribute to your step IRA up until you’re filing date or October 15 which ever comes first. Contributions are based on income and the calculation is approximately 25% of income that you can defer into your SEP  IRA.
• after tax funding two 401(k)- if your employer sponsored plan allows after tax funding to your 401(k) you can begin contributions after you’ve reached your IRS limit and you can convert those contributions to a Roth each year
• back door Roth set up - if your income exceeds the Roth IRA contribution limit (single if you make less than $150,000 and phase out until $165,000, married $236,000 phase out at $246,000) then you can contribute to an after tax IRA and convert it to a Roth IRA each year

#finance #money #millionaire #female #millionairemindset #financialadvisor #investing #tampa #savingmoney #retirementplanning #planning #wealth #wealthbuilding #wealthmindset #investment #business #debtfree #retireearly #FIRE #budget #moneygoals #savings 2025-08-03 17:35:50 .. 10 -77% 0 -100%
How much money DO you need? 

#finance #money #millionaire #female #millionairemindset #investing #investing #financialadvisor #tampa #savingmoney #fashion #champagne #retirement #retirementplanning #femaleadvisor #cfp #portfolio #wealth #wealthbuilding #investing101 #moneytips 2025-07-31 02:04:01 How much money DO you nee.. 28 -34% 2 -81%
This is not about goal setting. This is about changing your mind. Telling your brain something different. Owning your thoughts. Letting go of ideas that do not serve you. Believing in yourself. Designing your life. Clarifying your vision. Saying the words. Being worthy. Being you.

I am wealthy. I have abundance. I see wealth and abundance all around me. I have gratitude. I am grateful. I give and receive love. 

Send this to someone you believe in. 

#investing #manifest #manifestations #wealth #abundance #lionsgate #millionairemindset #belief #abundancemindset #love #gratitude #grateful #life #lifestyle #friendship #vision #travel #paris #eiffeltower #france #explore #wealthy #future #selfcare 2025-07-29 17:07:41 This is not about goal se.. 20 -53% 2 -81%
#manifesting isn’t for the feint of heart. As you imagine your life and your future, go big. The universe doesn’t have a budget. The more you imagine and journal and ask and speak into existence, the more it will happen and the better the chances. 
Be mindful and prepared, andddd expect great things. A PJ can be owned as an asset and rented out just like an expensive home or boat. And your Trust or LLC or business can be the owner and it will be a tax write off. Oh and you can fly private. Soooo ya, you can take your dogs no problem. 

#finance #money #female #millionaire #millionairemindset #financialadvisor #investing #savingmoney #vacation #private #privatejet #vacation #holiday #france #life #love #travel #wealthy #lifestyle #southoffrance #jetlife✈️ 2025-07-21 18:29:52 #manifesting isn’.. 49 +15% 4 -63%
Très bien, merci!

#france #family #food #holiday #fashion #louvre #museum #travel #vacation #paris #provence #holiday #summer 2025-07-20 19:13:41 Très bien, merci! #fran.. 169 +296% 23 +115%
The new tax bill is actually BIG. 940 pages in fact. So not everything is captured here but some hi-lights so you don’t have to read it all.
#taxes #bigbeautifulbill #billionaires #millionairemindset #finance #financialfreedom #investing #savingmoney 2025-07-20 18:52:25 The new tax bill is act.. 24 -44% 1 -91%
July 19th…It’s what we’ve coded our “Franciversary” ~ the ring exchange we did in France 10 years ago after our civil service in Florida in February. We’ve come back the the same exact insanely beautiful spot we were in 2015 and exchanged new rings and vows but this time in front of my parents. Last time we had the honor of my best friend of 40years officiate and this time we had theparisofficiant and both times were the best. 
Thank you to coquillade_provence for a charming welcome and excellent accommodations and service. It is intoxicating to be here in this magical place. 
Eric thank you for marrying me again!💖
#france #wedding #vowrenewal #vows #rings #provance #hotel #lavendar #love #karic #travel #holiday #vacation #cycling #bikes #tdf 2025-07-19 20:50:14 July 19th….. 140 +228% 53 +396%
🗣️Listen up if you just went somewhere to create content, have a trade show, conference, or business dinner you flew in for in NYC…make sure you’re keeping track of all your expenses for travel and I would strongly recommend you use a separate biz credit card for all your biz expenses and ideally one that gives you back what you deserve in points, miles, or cash.

💖100% Write-Offs Expanded
That new laptop, standing desk, or client dinner?
If it’s for your business, it’s likely 100% deductible under the revised bonus depreciation and business expense rules.

💖Section 179 Deduction Increased to $1.22M
Got equipment, a business vehicle (🤩SUV >6,000 lbs), or software purchases?
You can now fully expense up to $1,220,000 in the year of purchase — not over time.

💖Pass-Through Business Owners (LLCs, S-Corps) Get More Relief~ The 20% Qualified Business Income (QBI) deduction still stands — but clearer rules mean fewer audits and more consistent savings.
💰Example: Earn $150K net in your S-Corp? You may deduct $30,000 before regular deductions kick in.

💖Home Office Deduction is Easier to Claim
Work from home at least part-time?
You can now claim $5 per sq ft up to 300 sq ft = $1,500 (simplified method) plus write-offs for business-use internet, utilities, and part of your rent or mortgage interest.

💖Meal & Travel Deductions Clarified
Client meals are still 50% deductible, but travel tied to business — like conferences or biz retreats — remains a 100% deductible opportunity if documented right.

#TaxStrategy #SmallBusinessFinance #SideHustleMoney #TaxTips2025 #LLCTaxTips #WomenInBusiness #FinancialPlanner #investing #financialadvice #savingmoney #BusinessCoach #TaxWriteOffs #DeductThat #financialfreedom #millionaire #millionairemindset 
#travel #vacation #savingmoney #luxury #taxtips #lifestyle #paris #france #creditcard #money #finance 2025-07-16 20:31:27 .. 21 -51% 7 -34%
🌈💕The Care Bear effect💕🌈
Sooooo I have been dealing with plantar fasciitis for longer than I’d like to admit. So much so that the pressure of lying down in bed in a resting position to my heel is painful. No I did not stop running. But yes decreased frequency & distance. I finally made time to see a podiatrist. He told me I had plantar fasciitis and that he sees this all the time. His solution is a little mansplaining, a cortisone shot he administered, custom orthotics they made for me (for much less than the typical cost), and a very specific calf stretch that I’m sure you can easily imagine…I’ve been wearing the orthotics for three weeks, the cortisone wore off in 48hrs, and I’ve been doing this special stretch daily. No obvious changes. 
Enter my bestie dr.emilydevol ~ I told her this story. I was in her beautiful candle lit plant filled office for my BioRePeel skincare treatment and she popped in. She had an idea to inject Botox into my foot to relax the muscle which is ultimately the objective for the resolve of the pain and inflammation. 
Will it work? 
We are finding out right now…It’s been five days and 48,000 walking steps and one 3mile run since the injection. It’s feeling the best it’s felt since I can remember and it doesn’t hurt to walk, run, or sleep.
My appreciation for her creativity and care feels like my heart exploding with love and respect and trust. Like Care Bears shining their heart lights at each other. 
Oh and my skin has never looked better.

#WellnessJourney
#GlowUp
#FitnessMotivation
#SelfCare #skincare #botox 
#SkinCareRoutine
#skin #love #friendship 
#travel #vacation #fitnessjourney 
#TrustTheProcess
#vibes 
#StrongNotSkinny
#france 
#beauty 
#HealingEra
#wellness
#JetSetGo
#SkincareThatWorks
#BalanceAndBreathe
#MindBodySoul
#financialfreedom
#RadiateLove 2025-07-14 18:58:09 .. 32 -25% 19 +78%
How much protection is too much?
Well I would agree that a helmet an umbrella 36 condoms and multiple bottles of sunscreen is an excessive for an afternoon but otherwise how much of what type should you consider?
RULE OF THUMB (generally speaking):
•life insurance: 10-15x salary to replace income and pay off debts
•disability insurance: 60-70% of your salary covered in the event of an illness sickness or accident
•auto insurance: 100/300/100 and deductible you should have in cash ($500-$1000)
•homeowners insurance: coverage to rebuild (not just replace)
•umbrella insurance: $1m-$5m based on how dangerous your dog is and how often you have parties and more seriously protecting your assets from potential lawsuits 
•FDIC - $250k of cash protection per bank and account ownership 
•identity theft insurance: at least freeze your credit (Equifax, Trans Union, Experian) or pay for protection like LifeLock
•and wear sunscreen! Yes 50 SPF, and reapply every 2 hours 

You’re welcome! 

#ProtectYourPeace #FinancialProtection #InsuranceTips #LifeInsuranceMatters #DisabilityInsurance #SmartCoverage #UmbrellaInsurance #InsuranceMadeSimple #KnowYourCoverage #InsureWhatMatters #MoneyMoves #FinancialConfidence #WealthBuildingTips #MoneySmartWomen #FinanceWithConfidence #PlanForYourFuture #FinancialPlanningLife #WomenAndWealth #FinancialFreedom #loveisland 2025-07-11 01:04:01 How muc.. 37 -13% 18 +69%
It’s halfway so the time is NOW. Start with the (wo) man in the mirror and make the changes today and then all the other days that will be moving you forward toward achieving your goals…I mean if you have and set goals and then like crushing them…this is for you.

#finance #money #millionaire #female #millionairemindset #financialadvisor #investing #savingmoney #goals #viral #reelsi̇nstagram #financialgoals #retirementplanning #freedom #financialfreedom #dance #walk #catwalk 2025-07-02 01:15:53 It’s halfway so th.. 52 +22% 4 -63%

On average, Kari LaRocco Money Finance Fashion gets 43 likes and 11 comments per post. (Historical)

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