|
|
Published |
Caption |
Likes |
Comments |
|
|
![Whoopi Goldberg said it herself—she may still need to work. And that’s with an estimated $6M salary and $20M net worth.
How is that possible? Simple: if your outflow exceeds your inflow, your overhead becomes your downfall.
Taxes, homes, staff, agents, family support—it all adds up. And when it does, even celebrities can find themselves living check to check.
But here’s the real lesson: this isn’t just a “rich people problem.” 70% of Americans live paycheck to paycheck. Even a third of people making $250K a year are strapped.
That’s why financial literacy matters. Make money during the day, build wealth in your sleep. Because money without literacy = stress. Literacy with money = freedom.
📘 Read Financial Literacy for All
🎙️ Listen to Money & Wealth podcast
💡 Get coaching at Operation HOPE
#FinancialFreedom #FinancialLiteracy #Wealth]()
|
2025-09-17 04:56:51
|
..
|
6,754 -5%
|
440 +66%
|
|
|
![Did you know Cadillac would’ve gone BROKE without Black consumers?
At a time when we couldn’t even legally buy them due to social norms, we found ways — straw buyers, persistence, and financial power. Our dollars turned Cadillac around.
This isn’t just history—it’s a reminder of the POWER of the Black dollar. The question is: are we making sure that same power circulates within our communities today?
Take care of the basics, then enjoy the luxuries. Two things can be true.
Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall.
#FinancialLiteracy #BlackWealth #OperationHOPE #EconomicPower]()
|
2025-09-16 05:30:31
|
Did you know ..
|
3,365 -52%
|
96 -64%
|
|
|
![Nothing I’m saying is rocket science. The idea of “white” was made up to divide people who were once working together. Poor whites and poor Blacks were turned against each other—not by accident, but by design.
It’s not supposed to make sense… it’s supposed to make dollars for those in power. 💵
That’s why I’m calling for a new movement: a radical movement of common sense. It’s time to fight the fight from the shoulders up. ✊🏾
Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall.
#FinancialLiteracy #Wealth #FinancialFreedom]()
|
2025-09-14 06:27:10
|
..
|
3,297 -53%
|
150 -43%
|
|
|
![Atlanta, meet your new downtown!
My wife Chaitra and I are proud investors in Centennial Yards—a development that’s rewriting the future of this city. From affordable housing to small business support, minority-owned contracts to world-class entertainment—this is good capitalism in action.
From the bricks laid by enslaved hands to building new prosperity for Black and Brown communities—this is Atlanta’s history turning into Atlanta’s future.
Welcome to the new Times Square of the South. 🔥
Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall.
#Atlanta #CentennialYards #GoodCapitalism]()
|
2025-09-13 06:19:12
|
Atlanta, m..
|
12,369 +75%
|
706 +167%
|
|
|
![“We can’t rest on the past and deny those with the best ideas access to capital.” -Micheal Milken
Listen to the latest episode of my podcast Money & Wealth this week. You can listen on blackeffect at iheartradio iheartpodcast — wherever you get your podcasts.
Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall. #FinancialLiteracy #Wealth #FinancialFreedom #America]()
|
2025-09-12 05:47:20
|
“We can’t rest on..
|
595 -92%
|
24 -91%
|
|
|
![We’ve made dumb sexy for too long. It’s time to make smart sexy again.
If your outflow is bigger than your inflow, your overhead becomes your downfall. Stop renting places you can’t afford, buying cars you don’t own, or flexing for people who don’t care. That’s not wealth—that’s insecurity.
Wealth is owning your car free and clear.
Wealth is a budget that puts your priorities first: housing, food, healthcare, your kids’ education.
Wealth is investing $200/month for decades and retiring with over $1M.
Wealth is building while you sleep.
-Good debt builds assets.
-Bad debt builds stress.
-Flex money is cool—but future money is smarter.
This is how you build real confidence, real freedom, and real wealth.
✨ Start your coaching journey at operationhope (scholarships available if you mention me).
✨ Listen to my podcast Money & Wealth (Top 100 in Business, Top 50 in Entrepreneurship).
✨ Read my bestselling book Financial Literacy for All.
#FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-09-11 05:59:16
|
..
|
14,941 +111%
|
380 +44%
|
|
|
![Many feel America is stuck in darkness. Division. Fear. Cynicism.
But history reminds us: nights don’t last forever—the sun always rises. My own family went from slavery and sharecropping to me standing here today. Proof that resilience is in our DNA.
America has never been perfect, but we’ve always found a way to bend without breaking. To repair, to rise, to move forward. That’s our genius.
I still believe in the American Dream. I believe our best days are ahead—not behind—because hope always outlasts despair.
The question isn’t if the sun will rise—it’s whether we will rise with it.
Thank you time for the opportunity to write this piece for America.
🎙️ Listen to my podcast Money & Wealth on blackeffect iheartradio iheartpodcast
📖 Grab my bestselling book Financial Literacy for All
🤝 Get free financial coaching through operationhopehq
#FinancialFreedom #FinancialLiteracy #America]()
|
2025-09-10 06:21:39
|
..
|
1,191 -83%
|
46 -83%
|
|
|
![🎉 Happy Birthday to the Black Effect Network and my brother cthagod.
The Black Effect means:
✨ Credibility for creators
✨ Possibility for producers
✨ Dignity for the descendants of the invisible
✨ A global voice through a local lens
Podcasting is the new hip hop at scale—reestablishing the game the same way hip hop did when it began.
Proud that my podcast on blackeffect is now Top 50 in Entrepreneurship and Top 100 in Business across ALL communities on Apple Podcasts—and a global leader worldwide. That’s the power of the Black Effect.
This is good capitalism in practice. This is a movement. This is the new Black.
5 years down. A lifetime to go. #BlackEffectTurns5
Want me to make a]()
|
2025-09-10 05:32:05
|
🎉 Happy ..
|
214 -97%
|
6 -98%
|
|
|
![Somebody messed all the way up!
How are you gonna act “cool” but can’t even count to $50? Respect isn’t about flexing—it’s about discipline, math, reading, writing, curiosity, and purpose. That’s what really makes you impressive.
This isn’t the system holding us back—it’s us holding ourselves back when we don’t prepare. But the good news? We can fix this. With the right mindset, skills, and guidance, anyone can flip their story from a liability to an asset.
I’ll sit down with any young brother or sister ready to drop the attitude and pick up knowledge, because that’s how we build wealth and dignity that lasts.
👉🏾 Start with the tools:
📘 Financial Literacy for All – my bestselling book on building wealth.
🎙️ Money & Wealth Podcast – real talk every week about money, power, and purpose.
🤝 operationhope – free financial coaching nationwide to help you level up.
The best flex? Being cut-proof, financially free, and building a legacy. Let’s go.
#FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-09-09 05:41:00
|
..
|
2,957 -58%
|
320 +21%
|
|
|
![I’m excited about the future, but I’m also frustrated. Too many of us are stuck in survival mode depressed, distressed, distracted.
Meanwhile, the 1% wake up every day with a winning mindset. They’re not just surviving or even thriving… they’re building.
We can’t afford to stay in survival mode. It’s time to shift our mindset and move from surviving to thriving to winning.
Who’s ready to build?
Big love to butternomicspod and mrsuperbran for having me on! 🙏🏽 We dove deep into the state of the U.S. economy, the power of financial literacy, the work of operationhopehq, and why silver rights matter now more than ever.
Grab my book #FinancialLiteracyForAll, subscribe to the Money & Wealth Podcast on(blackeffect iheartradio iheartpodcast), and sign up TODAY for free financial coaching with operationhopehq.
#FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-09-08 05:58:43
|
I’m..
|
1,171 -83%
|
35 -87%
|
|
|
![It’s time to make smart sexy again.
For too long, we’ve celebrated being “dumbed down.” Enough is enough. Our kids are watching us—they model what they see.
Parenting is not about being your child’s friend, it’s about raising them with love and accountability. Kids don’t get to choose coming into this world, so it’s our responsibility to give them wisdom, discipline, and hope.
Just 5% of positive role models can change an entire community. Let’s be that 5%.
Wealth is a mindset. Poverty—outside of the basics—is a mindset too. So what mindset are we passing on to the next generation?
🎙️ Listen to my podcast Money & Wealth on blackeffect iheartradio iheartpodcast
📖 Grab my bestselling book Financial Literacy for All
🤝 Get free financial coaching through operationhopehq
#FinancialFreedom #FinancialLiteracy #Wealth]()
|
2025-09-07 06:47:23
|
..
|
4,332 -39%
|
360 +36%
|
|
|
![🚨 Men, this is OUR time. 🚨
Not just with muscle, but with mindset. Not just bravado, but with confidence, character, and consistency.
On September 13th in Los Angeles, we’re coming together for the KJLH Men’s Empowerment Summit—a FREE all-day event (yes, FREE, breakfast included 🙌🏾) made possible by Stevie Wonder, KJLH, and community partners.
This isn’t about hype. It’s about PURPOSE, POWER & POSSIBILITIES:
👊🏾 Leading your family
👊🏾 Growing your business
👊🏾 Strengthening your finances
👊🏾 Elevating your spirit
Brothers, history is being made—but it doesn’t feel historic when you’re in it. This is that moment. Don’t just hear about it later. Be in the room.
👉🏾 Register now at KJLH’s website.
Your family. Your future. Our community. Let’s rise together.
🎙️ Listen to my podcast Money & Wealth on blackeffect iheartradio iheartpodcast
📖 Grab my bestselling book Financial Literacy for All
🤝 Get free financial coaching through operationhopehq
#MensEmpowerment #KJLH #FinancialFreedom #PurposePowerPossibility]()
|
2025-09-06 05:29:27
|
..
|
1,369 -81%
|
121 -54%
|
|
|
![“We’re confusing bravado with confidence”
Listen to the latest episode of my podcast Money & Wealth this week. You can listen on blackeffect at iheartradio iheartpodcast — wherever you get your podcasts.
Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall. #FinancialLiteracy #Wealth #FinancialFreedom]()
|
2025-09-05 06:21:01
|
“We’re confusing ..
|
1,712 -76%
|
47 -82%
|
|
|
![Sometimes your setback is really just God setting you up for something greater. 🙌🏾
This brother thought he was destined to be an NFL star… but when that dream ended, he turned his crisis into creativity. With just $40K from his advance check, he flipped the script—launching a rideshare rental business built on EVs. Now he’s running a fleet across multiple markets, creating a win-win for drivers, Uber, customers, and himself.
That’s what smart hustle looks like—turning challenges into opportunities, and profits into long-term wealth.
Remember: Capitalism is a gladiator sport. Don’t just play the game—learn the rules, create solutions, and make sure everybody wins.
Proud of this brother for proving that smart is the new sexy.
🎙️ Listen to my podcast Money & Wealth on blackeffect iheartradio iheartpodcast
📖 Grab my bestselling book Financial Literacy for All
🤝 Get free financial coaching through operationhopehq]()
|
2025-09-04 06:48:28
|
..
|
4,498 -36%
|
81 -69%
|
|
|
![I respect this talented brother joeybadass for making smart money moves sexy!
You don’t need Wall Street access to invest. Apps like Robinhood, Schwab, and others put the power in your hands. But here’s the truth:
📈 Building wealth happens in your sleep, not just on the grind.
⚠️ Nothing is guaranteed — 8% returns consistently over time can already beat inflation and interest rates. 10–12%? Amazing, but don’t expect it as a promise.
💰Crypto & Bitcoin? Cool if it’s your Vegas money, but don’t gamble your rent. 95% of cryptos have already collapsed.
We need to shift from just chasing “the bag” to growing wealth responsibly. Financial literacy is the new civil rights movement.
👉🏾 Follow operationhope and check out my #1 bestseller Financial Literacy for All to change your life.
#WealthBuilding #FinancialFreedom #FinancialLiteracy]()
|
2025-09-03 04:59:07
|
..
|
6,716 -5%
|
150 -43%
|
|
|
![Our kids don’t just need technology they need critical thinking skills.
We went from adding numbers by hand, calculators, to screens that do all the work for us. Instead of freeing us up to think at a higher level, it’s making too many of us stop thinking altogether.
The real danger?
👉 Losing curiosity
👉 Losing problem-solving skills
👉 Losing the ability to question the world around us
Technology should elevate us—not replace our ability to think.
Do you think we’re using tech as a tool, or letting it use us?
Big love to butternomicspod and mrsuperbran for having me on! 🙏🏽 We dove deep into the state of the U.S. economy, the power of financial literacy, the work of operationhopehq, and why silver rights matter now more than ever.
Grab my book #FinancialLiteracyForAll, subscribe to the Money & Wealth Podcast on(blackeffect iheartradio iheartpodcast), and sign up TODAY for free financial coaching with operationhopehq.
#FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-09-02 05:47:32
|
Ou..
|
6,236 -12%
|
127 -52%
|
|
|
![🚨 AI isn’t coming—it’s already HERE. 🚨
By 2030, we could see 300 million humanoid virtual robots in the world. By 2050, that number could be real-life humanoid robots walking among us.
But here’s the truth: AI won’t take your job.
Someone who knows how to use AI will.
That’s why financial literacy and AI literacy are the new civil rights issues of this generation.
Just like calculators once freed our brains to think bigger, AI will do the same—if we learn how to use it. The future belongs to those who stay curious, get educated, and build new skills.
I’m not here to give you a fish. I’m here to teach you how to fish—at scale. The tools and the ladder are here. The question is: will you climb?
📖 Grab my #1 bestselling book Financial Literacy for All
🎙️ Listen to my Money & Wealth Podcast on blackeffect iheartradio iheartpodcast (Top 100 in Business, Top 50 in Entrepreneurship)
🤝 Get free financial coaching from operationhopehq
#AI #FinancialLiteracy #FinancialFreedom]()
|
2025-08-31 06:46:52
|
..
|
5,235 -26%
|
258 -3%
|
|
|
![“No one claims a failure. But no one remembers it either.”
Listen to the latest episode of my podcast Money & Wealth this week. You can listen on blackeffect at iheartradio iheartpodcast — wherever you get your podcasts.
Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall. #FinancialLiteracy #Business #FinancialFreedom]()
|
2025-08-29 05:55:46
|
“No one claims a fa..
|
2,514 -64%
|
52 -80%
|
|
|
![🚨 Please hear me on this: Capitalism is a gladiator sport.
It’s not personal it’s business. Too often, we get caught up in emotions, when in reality, the game is about focus, strategy, and execution.
We’ve already mastered culture, creativity, and cool. The next step? Capitalism, commerce, and understanding money. That’s why financial literacy isn’t just education it’s the civil rights issue of this generation.
One example I love: A woman was passed over for CEO. Instead of complaining, she stayed focused, built her plan… and later bought her former employer. That’s the mindset. That’s how you win. Not through arguments—but through massive success.
We’ve conquered sports, art, politics, and faith. Now it’s time to conquer economics. The rules are written—we just need to play the game.
📖 Grab my #1 bestselling book Financial Literacy for All
🎙️ Listen to my top-ranked Money & Wealth Podcast on blackeffect iheartradio iheartpodcast
🤝 Get your free financial coaching scholarship from operationhopehq
#FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-08-28 05:46:34
|
..
|
11,755 +66%
|
526 +99%
|
|
|
![Kids are always watching.
We may not realize it, but the way we live is often the only Bible they read.
If you smoke, they’ll think it’s normal. If you steal, they’ll think it’s okay. If you lead with honesty, integrity, and responsibility—they’ll carry that with them, too.
That father who went back to pay for what his daughter took? He didn’t just teach her a lesson—he reset her future, shifted how that store owner views our community, and modeled the kind of integrity that can echo for generations.
The truth? Relationships, parenting, business—it’s all about givers vs takers. A giver + giver = growth. A giver + taker = drama. A taker + taker? Psychotic. Protect your peace and protect your legacy.
Let’s model something different for our kids. Let’s change the narrative.
🎙️ Tune in to my Money & Wealth Podcast (Top 100 on Apple) for more real talk on life, money, and legacy.
📖 Grab your copy of my bestselling book Financial Literacy for All (new one coming soon 👀).
🫱🏻🫲🏽 Get free financial coaching from operationhopehq.
Big announcements coming. Stay ready.
#FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-08-27 05:54:03
|
..
|
2,734 -61%
|
106 -60%
|
|
|
![What if instead of spending 💍 $35,000 on a wedding… you used it as a down payment on a HOUSE?
A $200K home only needs 10% down. Imagine giving your spouse the keys as your wedding gift now that’s generational wealth.
Here’s the truth:
⚫ Only 44% of Black Americans own a home compared to 75% of white Americans.
⚫ Homeownership is the #1 wealth builder in America.
⚫ Closing that gap means closing the wealth gap.
Why rent a hall when you can own the hall?
Tap into programs like OperationHOPE to get free financial coaching and access to capital. Let’s make smart, sexy, and cool.
#GenerationalWealth #FinancialLiteracy #BlackWealth #Homeownership]()
|
2025-08-26 06:13:34
|
What if ..
|
14,034 +98%
|
650 +146%
|
|
|
![No more pity parties. No more admiring the problem.
This is OUR time. The distractions are real—but so is the opportunity. Right now is the moment to get educated, to build, to OWN.
That’s why I created a Business Plan for America—for Black America, for rural America, for women, for Native Americans, for Asians, for ALL of us. No more excuses. The blueprint is here.
👉🏾 Download it at DreamForward John Bryant Operation HOPE Business Plan for America and start building your future today.
Big love to butternomicspod and mrsuperbran for having me on! 🙏🏽 We dove deep into the state of the U.S. economy, the power of financial literacy, the work of operationhopehq, and why silver rights matter now more than ever.
Grab my book #FinancialLiteracyForAll, subscribe to the Money & Wealth Podcast on(blackeffect iheartradio iheartpodcast), and sign up TODAY for free financial coaching with operationhopehq.
#FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-08-25 07:05:52
|
No more..
|
8,162 +15%
|
178 -33%
|
|
|
![If Black America raised our average credit score from 620 to 720, we’d unlock $750B in wealth over 20 years.
If Black homeownership moved from 44% to 62%, that’s another $800B. Add AI + business ownership, and we’re talking $2.5–$3.5 TRILLION in wealth creation.
And here’s the kicker: none of this requires the government. It’s within our reach, starting with financial literacy, ownership, and smart choices.
Big love to butternomicspod and mrsuperbran for having me on! 🙏🏽 We dove deep into the state of the U.S. economy, the power of financial literacy, the work of operationhopehq, and why silver rights matter now more than ever.
Grab my book #FinancialLiteracyForAll, subscribe to the Money & Wealth Podcast on(blackeffect iheartradio iheartpodcast), and sign up TODAY for free financial coaching with operationhopehq.
#FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-08-24 05:08:43
|
If Blac..
|
4,987 -30%
|
123 -54%
|
|
|
![Wealth whispers. Quiet neighborhoods, simple clothes, focus on creation. That’s the difference.
💡 Money works harder than labor.
💡 Wealth builds while you sleep.
💡 The game is about distance—not holding you back, but racing ahead.
There are more poor whites that poor anyone else in the country, and all poverty - poor and struggling white, black, brown etc — and all ‘act out’ pretty much the same. Lots of drama. Less focus. And most all, almost all 500-600 credit score communities behave the same. Lots of drama. Less focus. And yet most all 700+ credit score communities, irrespective of race, are DIFFERENT.
But here’s the twist: we’re BUILT for this. Black & Brown communities know hustle, resilience, and crisis management better than anyone. We’ve been doing more with less forever—imagine what happens when we own the mic, not just rock it.
Grab my book #FinancialLiteracyForAll, subscribe to the Money & Wealth Podcast on(blackeffect iheartradio iheartpodcast), and sign up TODAY for free financial coaching with operationhopehq.
The game has changed. Are you ready to win it?
Big love to butternomicspod and mrsuperbran for having me on! 🙏🏽 We dove deep into the state of the U.S. economy, the power of financial literacy, the work of operationhopehq, and why silver rights matter now more than ever.
#FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-08-23 05:08:07
|
..
|
55,160 +679%
|
1,605 +506%
|
|
|
![“I want you to be a dreamer with a shovel in your hands.”
Listen to the latest episode of my podcast Money & Wealth this week. You can listen on blackeffect at iheartradio iheartpodcast — wherever you get your podcasts.
Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall. #FinancialLiteracy #FinancialFreedom #Wealth]()
|
2025-08-22 06:51:50
|
“I want you to be a..
|
670 -91%
|
29 -89%
|
On average, John Hope Bryant gets 7.1K likes and 265 comments per post. (Historical)
