Kara Stevens | Finance Coach

@frugalfeminista

Finance Coach, Personal Finance Educator
📚 Financial Educator, Speaker, Author 💰 Learn how to heal and master your relationship with money.
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Top Instagram Posts of Kara Stevens Finance Coach

Kara Stevens Finance Coach’s Most liked posts from the last 30 uploads.

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Recent 30 posts with likes and comments overview.

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Are you guilty of calling your shopping sprees “helping the economy”?

Trust me, I'm not judging you, sis. We’ve all had those moments where a quick swipe of the card felt like self care… only for reality to hit when the bank app sends that low balance alert. That’s emotional spending in disguise, and it keeps us from building the freedom and peace we truly deserve.

This is exactly why the Stop the Emotional Spend Challenge exists. It’s about time you chose awareness, healing, and choosing yourself over temporary fixes.

Drop a CHALLENGE in the comments if you’re ready to stand on business and finally put an end to emotional spending once and for all.

#thefrugalfeminista #blackwomenandwealth #financialhealing #stoptheemotionalspend #moneyandmindset #blackwomendoitbetter 2025-09-10 14:41:16 Are you gui.. 6 -81% 3 -33%
Let’s be honest, most of us were never really taught how to feel good about money.

So, of course, it feels stressful sometimes.

But you don’t have to carry that weight alone.

Imagine feeling more at ease.
More confidence.
And having a circle of women who truly get you.

Something new is coming, and it’s made with you in mind.

#TheFrugalFeminista #BlackWomenAndMoney #FinancialHealing #MoneyConfidence #BlackWomenEmpowerment #WomenSupportingWomen 2025-09-06 16:47:22 Let’s be honest, mo.. 16 -50% 0 -100%
Listen up! If you’ve been saying “I really need to fix my money this month” but don’t know where to start… this is for you.

These 10 money moves are baby steps you can start this September to help you feel more in control of your money. Trust me, your future self will thank you for the effort you make today. 💕

So, what’s the first money move you’re trying this week? 👇🏽

#MoneyMovesThisWeek #MoneyReset #HappySeptember #TheFrugalFeminista #FinancialWellness #MindfulSpending #BudgetingTips #SaveMoneyLiveBetter #MoneyMindsetMatters #SeptemberGoals #FinancialFreedomJourney #SmartMoneyHabits 2025-09-04 17:24:10 Li.. 23 -28% 2 -55%
Look, it’s September already. Wishing everyone a happy month, may September be good to you. 💛

For me, August owes me nothing. After a year of loss and learning to adjust to life in Ghana, I knew I needed a summer of love. With the support of my mentors, therapist, and a lot of self-reflection, I returned to the States to reconnect with family, friends, and the chosen community that held me during a really tough season.

From Maryland to New York to Atlanta (and my daughter’s solo Chicago adventure in between), it was a summer of healing, memory lane walks, and reclaiming the people who mean the most. It wasn’t cheap, but it was worth it because when we spend money with love, aligned with our values, and in service of our relationships, it always pays us back in ways no budget can measure. 💕

Here’s to September: to growth, to love, and to remembering that money is also about the freedom to invest in what truly sustains us, not just bills and budgets. 🥂

#HappyNewMonth #HappySeptember #TheFrugalFeminista #SummerOfLove #HealingJourney #CommunityOverEverything #ChosenFamily #LoveAndMoney #MindfulSpending #BudgetWithLove 2025-09-03 16:47:09 Look, it.. 32 +1% 9 +101%
Sis, if credit card debt has been stressing you even a little, you’ll want to read this. It’s simple, clear, and might be just what you need to feel more in control.

✨ Hit the link in bio and read it all the way through. You’ve got this. 💛 2025-08-27 15:24:49 Sis, if credit.. 2 -94% 0 -100%
I created The Frugal Feminista based on what auntie-in-my-head Toni Morrison said about writing the book you needed.

Well, I wrote the book (heal your relationship with money) and still needed a community to pour into and be seen and heard.

And that was one of the best divine decisions that I obeyed. 

So many women are healing their money stories and finding peace, clarity, and confidence along the way.

Making our world more joyful and wealthier, one story at a time.

These are just a few voices from our community.

Yours could be next.

Comment HEAL to take your first step.

#thefrugalfeminista #blackwomenandmoney #healyourmoneystory #financialhealing 2025-08-20 20:32:51 I created The Frugal Femi.. 11 -65% 1 -78%
Life will always life so you might as well be debt free. Right?

Comment “CHECKLIST” so you get my free debt elimination checklist that helped me eliminate $65k of credit card and student loan debt— $40k which I eliminated in two years. 
#moneymindset #financialfreedom #wealthbuilding #debtfreelife #debtfreejourney 2025-08-19 05:43:18 Life will always li.. 30 -6% 4 -11%
I can only imagine what his family is going through especially since this loss was so unexpected. -RIP Malcolm Jamal-Warner ❤️🙏🏾#cosbyshow #budgeting 2025-07-22 20:40:17 I can only imag.. 55 +73% 3 -33%
Wishing you money progress and joy in June. Comment NEWSLETTER to join us as we pursue both. #moneymindset #frugalfeminista #financialwellness #wealthbuilding #securethebag 2025-06-05 00:29:36 Wishing you money progres.. 37 +16% 7 +56%
✨ Legacy > Lifestyle.

 Sis, it’s time to stop thinking short term and start building generational wealth that lasts. 🏡💼

📈 Invest consistently (even if it’s small)
 🛡 Get life insurance
 📝 Create a will (yes, you need one)

Let’s break financial chains and build financial empires. Tag someone who's ready to build WITH you. 👑

Comment “HEAL” below to get the first chapter of my book, Heal Your Relationship with Money, sent straight to your inbox. 💌

#GenerationalWealth #BlackLegacyBuilders #FamilyFinances #BlackWealthMatters #LifeInsuranceAwareness #InvestBlack #SecureTheBag #BuildWealthNotDebt #BlackWomenAndFinance #FinancialGoals #EstatePlanning #BlackFamiliesRise #MoneyMovesThatMatter 2025-05-07 19:41:37 .. 33 +4% 4 -11%
💭 What’s ONE money lesson you wish your parents taught you growing up?

 Let’s get real for a second—many of us are learning as we go when it comes to money. But that stops with us. 💪🏾

🧠 Whether it’s budgeting, credit, saving, or investing—your story can help another Black woman level up too. Drop it below 👇🏾 Let’s learn from each other. 🖤

#FinancialHealing #MoneyTalks #BlackWomenAndFinance #GenerationalWealth #BreakingCycles #MoneyLessons #SecureTheBag #FamilyFinances #FinancialLiteracy #WealthBuildingJourney #BlackFinancialEmpowerment #Let’sTalkMoney #BlackMomsBudget #CommunityOverCompetition 2025-05-05 19:41:05 .. 23 -28% 10 +123%
💸 Tired of wondering where all your money went each month ?

 Let’s change that, sis! Here are 3 simple steps to build a household budget that actually works (and still leaves room for soft life 🌴😉).

✅ Track your money
 ✅ Set realistic spending limits
 ✅ Review monthly—yes, EVERY month!

Budgeting isn't punishment. It’s financial freedom in action. 🔓✨

 Tag your accountability partner below and start budgeting like a boss 🧾👑

Comment “HEAL” below to get the first chapter of my book, Heal Your Relationship With Money, sent straight to your inbox. 💌

#blackwomenandfinance #familyfinances #budgettips #wealthbuilding #moneymanagement #financialfreedom #softlifeonabudget #millennialmoney #moneymindset #blackwomeninvest #smartmoneymoves #budgetlikeaqueen #securethebag #generationalwealth #financialglowup 2025-05-02 18:35:51 .. 28 -12% 5 +12%
As April comes to a close, it’s a reminder: Growth isn’t just for the start of the month — it’s ongoing. 🌸

This month was about blooming, decluttering, refreshing — and even if you only took one small step, that’s momentum.

✅ Cleared a drawer?
 ✅ Reviewed your budget?
 ✅ Revisited one goal?

Celebrate that. Progress counts, no matter the size.
Here’s to carrying fresh energy into May! 🌟

#AprilReflections #ProgressNotPerfection #BloomWhereYouArePlanted
#SpringReset #CelebrateProgress #SmallStepsBigResults #EndOfMonthCheckIn
#GrowthMindset 2025-04-30 18:29:15 .. 11 -65% 2 -55%
Strong finishers make strong beginnings. ✨

As April winds down, it's your time to reset your mindset, recharge your money habits, and realign with your career goals.

2025-04-28 18:31:49 Strong finishers .. 33 +4% 1 -78%
✨Nothing can stop you if you put your mind to it.✨
 Read that again. 👏🏾

All it takes is a shift—
 Not in time.
 Not in tools.
 But in mindset.

🧠🧹 When your mind is clear, your actions align.

Clarity comes when you clear the clutter—
 physically, mentally, and financially.

✔️ Toss what’s weighing you down.
 ✔️ Review those Q1 money moves.
 ✔️ Create space for your goals to breathe.

Because momentum doesn’t just show up…
 It meets you where your mindset is.

Let’s get back on track—April is about intention + alignment.
 Your next level needs less noise. 🌱💰

#DeclutterYourLife #MindsetShift #Q1Review #AprilReset #FinancialClarity #GetBackOnTrack #IntentionalLiving #MoneyHabits #MentalClarity #ContentCreatorLife #SpringReset #MinimalMindset #FocusAndFlourish 2025-04-25 18:46:26 .. 33 +4% 3 -33%
Thought for a couple of seconds

🚨 Ready to level up this April? 🚨⠀
 ⠀
 💥 “The hard truth is that financial stress steals potential. It steals creativity, it makes brilliant minds play small.”⠀
 ⠀
 It’s time to:

 1️⃣ Declutter your budget—say goodbye to those forgotten subscriptions.
 2️⃣ Review Q1 money moves—what worked, what didn’t?
 3️⃣ Set one bold money goal for the rest of April.⠀
 ⠀
 Drop a 💸 if you’re decluttering your finances this month!
 Tag a friend who needs this reality check 👇⠀
 ⠀
 #aprilreset #moneymindset #declutteryourlife #q1review #financialfreedom #budgetboss #CreateDontConstrain #ᴍɪɴᴅsᴇᴛᴍᴀᴛᴛᴇʀs #productivityhacks #socialmediacreator 2025-04-23 18:34:36 .. 27 -15% 5 +12%
🧼 It’s not just your closet that needs a clean out, sis…

Your money mindset might be due for a spring refresh too. 💸🧠✨

You can budget all you want, but if you’re still holding onto beliefs like “I’ll never get ahead,” your coins will keep reflecting that struggle.

Here’s your gentle reminder: You are allowed to release what no longer serves your financial peace — thoughts, habits, and even shame. 💕

Swipe through for a few mindset shifts to help you reclaim clarity, confidence, and your version of wealth this season. 🌷

📣 Ready to go deeper?

Comment “HEAL” below to get the first chapter of my book, Heal Your Relationship With Money, sent straight to your inbox. 💌

Let’s build soft + secure lives — starting from the inside out.

#moneymindset #financialhealing #softlifeera #BlackWomenAndFinance #budgetwithgrace #financialempowerment #healyourmoneystory #wealthiswellness #FinancialSelfCare #declutteryourmindset #blackgirlfinance 2025-04-21 18:54:42 .. 28 -12% 3 -33%
💸 The hard truth?

Financial stress steals potential.
 It drains your energy.
 It clouds your creativity.
 It makes brilliant minds play small.

If your money habits in Q1 left you stressed, overwhelmed, or off-track — you’re not alone. But here’s the good news…

📍 April is your reset.
 ✅ Declutter your finances.
 ✅ Review what worked (and what didn’t).
 ✅ Make space for aligned money moves.

Let this be the month you reclaim your power — creatively, mentally, financially.

You’re not behind. You’re just getting back on track. 🚶🏽‍♀️📊✨

#moneymindset #aprilreset #GetBackOnTrack #financialwellness #q1review #creativeentrepreneurs #declutteryourlife #wealthbuilding #moneyhabits #smallstepsbigwins #contentcreatorjourney 2025-04-18 18:32:27 .. 53 +67% 5 +12%
#ad Not going to lie, but insurifyco is out here doing the Lord’s insurance work in this crazy economy.

If you’re looking for easy ways to save money without sacrificing your lifestyle or the quality of your insurance, check out insurifyco .

They have a super easy process to compare insurance for home, car, rent, pet, and even life insurance.

You can get personalized quotes and compare them from several top insurance companies in just a matter of minutes.

Comment “LINK” and I’ll get that link straight to your DMs. 2025-04-17 17:35:46 #ad Not going t.. 26 -18% 3 -33%
📊 Q1 is DONE, sis—let’s check in with your coins.

You don’t need a fancy spreadsheet to know whether your money’s flowing or fighting you. You just need a moment of honesty, some grace, and a lil’ bit of guidance.

Let’s break it down together 👇🏾

💸 What habits helped you feel more in control?
💡 What drained your wallet (and your peace)?
🌱 What are you ready to shift for Q2?

Inside this carousel, we’re not just reflecting—we’re celebrating wins, reclaiming our goals, and choosing progress over perfection. Period.

Your financial growth is valid, even if it doesn’t look like anyone else’s. You are worthy of money peace, money power, and money joy. 🖤

✨ At the end of the slides:
Comment “HEAL” to get the first chapter of my book Heal Your Relationship with Money for FREE. Let’s go deeper together.

👇🏾 Sound off below:
What’s ONE thing you’re proud of from Q1—financial or otherwise?

#moneyhealing #financialwellnessforwomen #q1moneycheckin #budgetwithgrace #softlifefinances #abundancemindset #wealthismybirthright #healingmoneystories #moneygoals2025 2025-04-16 18:30:34 .. 26 -18% 5 +12%
✨Financial wellness isn't a luxury—it's a necessity for those of us called to LEAD. ✨

April is the month of: 🧹 Decluttering

 📈 Reviewing Q1 goals
 💰 Realigning our money habits with our mission

This isn’t just about budgeting or cutting lattes.

 It’s about stewarding our resources so we can show up as the visionary, CEO, creator, or community builder we’re destined to be.

If Q1 felt a little chaotic—breathe.
 Now’s the time to reset, refocus, and RECLAIM your financial peace.

You’re not behind. You’re right on time. 🌱
Let’s get back on track together 💪🏾

#FinancialWellness #Q1Review #AprilReset #ContentCreatorLife #MoneyMindset #CreativeEntrepreneur #DeclutterToElevate #LeadWithClarity #AbundanceMindset #SocialMediaWithPurpose 2025-04-14 19:31:16 .. 38 +19% 6 +34%
Let’s caste this vision together. Shall we?

(Get into a comfortable position. I invite you to place your hand on your heart and the other on your diaphragm as you read it).

I’m hoping the rest of April is kind, gentle, and moves you closer to the woman you want to be when it comes to 

healing your relationship with money, 

eliminating debt,

 and increasing your savings.

And preparing for these uncertain economic times.

I hope the rest of April brings

 A level of self-trust and expansion, 

and financial healing that allows you

 to overcome personal, relational, and business valleys.

I hope you give yourself what you require…

Whether it’s grace.

More accountability.

And another member on your money team.

I hope you listen to your financial intuition 

That reminds you that you’re enough

And that aligning your spending to your values

Is where the wealth truly resides. 

And that financial healing is equal parts heart work and strategy work.

And you don’t have to be perfect to start…

 (Take a few breaths in and exhale slowly. And if you’re inclined, journal what has come up for you through casting this vision and share in the comments for more support).

About these pics: I’ve had to take my own advice. I’ve been working through a lot of personal setbacks and rather than go about business as usual, I listened to my spirit and booked a ticket to Tobago, which is my healing place after leading a 3-day financial healing workshop in Ohio and distributing my books to more Black-owned businesses in Queens, NYC.

I paid for the ticket without worry because of the financial systems I referenced in this vision. I had them in place because I knew I would eventually need them. 

The funds came from my healing fund which I know many of us need NOW more than ever.

If this vision resonates with you and you want to learn more about building a healing fund, then type “NEWSLETTER” to join our community Abundance Builders and grow together. 

See you on the inside.

#FinancialHealingJourney #WealthWithIntention #AbundanceBuilders #HeartWorkAndStrategy #MoneyHealingVibes 2025-04-11 18:42:54 L.. 49 +54% 4 -11%
✨ Let’s Get Back on Track, Sis! ✨ 

Life happens, and sometimes our finances take a back seat. But guess what? It’s okay to start over. No shame, just grace and growth. 💖

Here’s your gentle reminder to:

Reframe the Narrative – You didn’t fail, you paused. Let’s reset the tone with kindness.

Revisit Your Goals – Reflect on your financial intentions, but adjust them if necessary. Growth is a journey, not perfection!

Take Micro-Steps – Start with small, manageable moves like setting up an automatic transfer or canceling that unused subscription. You’ve got this!

Remember: Every step you take, no matter how small, is progress. 🌱

🖤 Ready to heal your relationship with money?

Comment HEAL below and I’ll send you the first chapter of my book absolutely FREE! 📖✨
#FinancialFreedom #MoneyMindset #BlackGirlMagic #PersonalFinance #MoneyTips #WealthBuilding #FinancialHealing #MoneyGoals #BlackWomenWithPurpose #FinancialEmpowerment #DebtFreeJourney #MoneyMotivation #HealingJourney #WealthAndWellness #BlackWealthMatters 2025-04-09 18:49:44 .. 42 +32% 12 +168%
Sometimes the breakthrough isn’t in a strategy—it’s in the decision to finally go for it. ✨

Stop waiting for the “right time.” Stop waiting to feel ready.

Healing your relationship with money starts the moment you decide you’re worthy of more.

It might work out. It might not.
But staying stuck? That’s the only guaranteed outcome.

💥 This is your sign to go all in.

#NoMorePlayingSmall #MoneyHealing #FinancialEmpowerment #WomenAndWealth #moneymindsetcoach #wealthbuildingwomen 2025-04-07 19:17:17 Someti.. 90 +183% 12 +168%
Let’s talk money confidence! 💡 The more you know, the more you grow. 

#MoneyMindset #FinancialFreedom #WealthBuilding #MoneyConfidence #SmartMoneyMoves #SecureTheBag #FrugalFeminista #BlackWomenAndMoney #FinancialWellness #MindsetMatters 2025-04-02 19:12:31 Let’s talk money con.. 43 +35% 3 -33%

On average, Kara Stevens Finance Coach gets 32 likes and 4 comments per post. (Historical)

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Updated: Sep 10, 2025
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