Sharan Hegde Instagram Profile Picture

Sharan Hegde

@financewithsharan

Personal Finance Educator, Content Creator
Helping India make better financial decisions Founder & CEO: @onepercentclub @thepersonalcfo @pillowinsurance
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Top Instagram Posts of Sharan Hegde

Sharan Hegde’s Most liked posts from the last 30 uploads.

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Media Stats – Instagram Posts

Recent 30 posts with likes and comments overview.

Media overview
Published Caption Likes Comments
Just got back from Odoo Community Days - an event full of energy, learning, and some of the smartest people in the business world. 🚀 From product launches to live demos, it was amazing to see how Odoo is helping companies simplify operations, scale faster, and stay future-ready. The best part? The community itself - developers, entrepreneurs, and leaders all sharing real stories of growth and innovation. 🌍 👉 Checkout Odoo with the link in my bio. (Odoo Community Days, Odoo ERP, business automation, CRM tools, enterprise software, collab, scale with Odoo, business growth tools, future of work) 2025-08-28 16:44:05 Just got back fr.. 2,189 -88% 17 -97%
Comment ‘AI’ and I’ll send you the link to the full video in your DMs. 🤖 By 2027, AI could become so advanced it builds itself. What takes a human 6 months of training could be done by AI overnight. If AI aligns with human goals → progress. If it misaligns → chaos. The real danger? We won’t even understand the language AI speaks. No control. No oversight. Just power far beyond us. Reports now warn that if AI isn’t slowed down, human extinction could be possible by 2027. Do you think this is fear-mongering… or our future? (AI risks, AI 2027 extinction, future of AI, artificial intelligence alignment, AI dangers, AI safety, AI arms race, dystopian future, 1% Club Show) 2025-08-25 18:14:35 Commen.. 6,783 -63% 407 -17%
🤖 By 2027, AI could become so advanced it builds itself. What takes a human 6 months of training could be done by AI overnight. If AI aligns with human goals → progress. If it misaligns → chaos. The real danger? We won’t even understand the language AI speaks. No control. No oversight. Just power far beyond us. Reports now warn that if AI isn’t slowed down, human extinction could be possible by 2027. Do you think this is fear-mongering… or our future? (AI risks, AI 2027 extinction, future of AI, artificial intelligence alignment, AI dangers, AI safety, AI arms race, dystopian future, 1% Club Show) 2025-08-24 14:27:29 🤖 By 2027, A.. 118 -99% 0 -100%
Comment ‘CAR’ and I’ll send you the link straight into your DMs! 🚗💡 Why buying second-hand cars often makes way more sense than going new. If you’re making ₹20L a year (₹1.25L/month), you shouldn’t be spending more than ₹12K–15K/month on EMIs. That means you’re looking at a new car worth around ₹8–10L. But step into the used car market 👉 and the same budget gets you way better value. Example: Instead of a brand-new Celerio, you could buy a 2015 Honda City for just ₹3L — and enjoy 5 more years of solid driving. Even if you’re making ₹1 crore a year, the math doesn’t change. Cars are depreciating assets. A shiny ₹70L Mercedes may look tempting, but financially? A smartly picked second-hand car still wins. 💡 Bottom line: Second-hand lets you punch above your weight without burning cash on depreciation. Would you go second-hand over new? Comment below 👇 (second hand car India, used car vs new car, Honda City used, car depreciation hack, smart car buying tips, carswithrohit) 2025-08-23 18:05:00 .. 11,799 -36% 608 +24%
Comment “AI” and I’ll send you a free masterclass on how to start building and earning with AI today 🚨 The AI gold rush is real — and people are cashing in BIG. One guy makes $1M/year building 30-second video ads — fully AI-generated, end-to-end. Another created a tiny app that just adds realistic skin texture to photos… and he pulls in $30K/month from it. What does this show? 💡 You don’t need massive teams, expensive studios, or years of coding anymore. 💡 All you need is a small problem + the right AI tool = a business that prints money. The same work that once took production houses and big budgets is now being done solo, in a fraction of the time. ⚡ This isn’t the future — it’s happening right now. The only question is — will you be the one building these businesses… or just watching from the sidelines? (AI business ideas, AI apps, AI side hustles, make money with AI, AI creator economy, future of work) 2025-08-22 17:06:00 .. 14,771 -20% 3,072 +525%
Comment “AI” and I’ll send you a free masterclass on how to stay in the top 20% in the AI era 🚨 India’s “safest” tech company just laid off 12,000 employees. At first, everyone blamed AI 🤖. But the CEO said it was due to a skill gap. 👉 A gap that didn’t exist for 20–30 years… suddenly shows up now? Here’s the truth: – AI can now write 50% of code (Sam Altman, OpenAI) – Mark Zuckerberg says companies don’t need “middle engineers” anymore – Coding agents are replacing humans at scale When the Big Daddy makes a move, others will follow. This isn’t about a “skill gap.” It’s about AI reshaping the entire coding industry. Do you think this is just the beginning of a domino effect? (AI layoffs India, TCS layoffs, AI replacing jobs, coding future, Sam Altman, Mark Zuckerberg AI) 2025-08-21 18:13:25 .. 9,775 -47% 607 +24%
AI could wipe out humanity🤯 On this episode of The 1% Club Show, I sit down with vaibhavsisinty to explore how AI is reshaping the future of business, careers, and even humanity itself. AI isn’t just coming - it’s already here. The big question: Will you adapt, or get left behind? 🎥 Watch the full video to dive deep into the future of AI and how it’s transforming the world around us. 💬 Comment “AI” and I’ll send you a free masterclass on mastering AI in business and life. (AI future, 1% Club Show, Vaibhav Sisinty podcast, GrowthSchool, AI India, artificial intelligence arms race, AI tools, future of jobs, AI extinction risk, automation, future of work) 2025-08-19 19:55:48 AI c.. 3,433 -81% 262 -47%
What if you could actually profit from a car loan instead of losing money to interest? Sounds fake — but here’s how savvy buyers are doing it 👇 Instead of taking a used car loan at 14–16% interest, some buyers create a ₹20 lakh Fixed Deposit under a senior citizen parent’s name (to earn higher FD rates). They then take a loan against that FD at ~8.5% and use it to buy a ₹17L second-hand car (like a Honda City). Over 3 years: ▪️ Interest paid on the loan ≈ ₹2.5 lakh ▪️ Interest earned on the FD ≈ ₹4 lakh+ Net result → ₹1.5 lakh profit while driving the car. Bonus Hack: After ~1.5 years, once credit score & income have improved, refinance the loan to a cheaper bank (via platforms like PolicyBazaar), pay foreclosure + processing, and drop the interest rate even further. This is not just buying a car. It’s financial engineering on wheels. (car loan hack, FD backed loan, used car loan India, refinance loan trick, senior citizen FD hack, Honda City financing, smart car loan India, SBI loan hack, PolicyBazaar transfer) #financewithsharan 2025-08-17 17:55:04 .. 7,443 -60% 150 -69%
Comment CAR to get link to the full video 🚗 Buying a New Car? Don’t Fall for This ₹1 Lakh Scam 💸 When you buy a new car, the dealer will push their insurance — sometimes quoting ₹1.5–₹1.8 lakh for a Mahindra XUV700. Here’s the catch: the same top-tier policy with all add-ons can cost only ₹40k–₹60k online 🤯. ✅ Fact: As per Govt. of India rules, you are NOT required to buy insurance from the dealership. 💡 Compare prices on platforms like PolicyBazaar, get better coverage, and save up to ₹1 lakh instantly. And don’t fall for the “better service” promise — it’s just sales talk. You can buy your car from the dealer and your insurance from anywhere you like. Share this with anyone booking a new car — you might save them a fortune before they sign! (Car Insurance Scam, Car Dealership Tricks, Save on Car Insurance, Car Buying Tips India, PolicyBazaar, XUV700 Insurance Cost) 2025-08-12 17:32:29 .. 61,356 +233% 1,144 +133%
Comment “LINK” to get the full YouTube video sent to your DM Lonavala Millionaire Home Tour ft. Amit Damani stayvista Co-Founder Property - The Barn, Lonavala #financewithsharan 2025-08-11 09:30:00 Comment “LINK” to get.. 2,189 -88% 69 -86%
#ad POV: You passed the Mausi Check… but your business didn’t 😬 In India, there are many ways to prove you’re legit — “Tu janta hai mera baap kaun hai” works at 🚨 traffic stops, 🕺 clubs, even 📚 college exams. But when it comes to business? None of that helps if your Instagram page screams scam alert 🚩 A legit business needs more than a good Insta bio. It needs a 🌐 proper domain name, 📦 reliable hosting, and 📧 professional email — the stuff real businesses are made of. That’s where BigRock comes in. ✅ Claim your domain ✅ Set up your hosting ✅ Build your website ✅ Look like someone Mausi would trust 🧕🏻 👉 Link in bio – time to get serious. (Financewithsharan, legit business India, BigRock domain, small business tips, business website India, startup India, Instagram business, professional website hosting, business branding, mausi check business test, how to look legit online) #SponsoredbyBigRock 2025-08-09 18:07:57 .. 1,407 -92% 17 -97%
Comment FIRE to get daily finance hacks #financewithsharan 2025-08-08 20:31:22 Comment FIRE to get daily.. 2,654 -86% 142 -71%
POV: Rohit Sharma is in your sales team… but he’s running on vibes 😅 Comment CRM and I’ll DM you the link No notes. No updates. No idea what the client said. Just “kal bola tha, aaj bolega, dekh lenge.” That’s why your team needs Odoo CRM. All your lead updates, follow-ups, calls, quotes — in one smooth dashboard. No confusion. No memory gymnastics. Just clean execution. 💼 First app is free for life. 📲 Link in bio — make your sales team less ‘Rohit’ and more reliable. (Finance with sharan, rohit sharma, india, captain, collab, OdooCRM, SalesManagement StartupTools, CRMIndia , SmallBusinessIndia, B2BSaaS) 2025-08-06 21:17:36 .. 4,319 -77% 110 -78%
Comment FIRE to get daily finance hacks straight to your inbox! How to invest 20k per month for generating massive wealth in the next 10 years. #financewithsharan 2025-08-04 21:18:37 Comment FIRE to get daily.. 6,571 -64% 424 -14%
Comment “CAR” and I will personally DM you the link of the entire conversation. For under ₹1 Crore - what’s the best car to buy right now in India? 🇮🇳 Buying a car is exciting, but also full of traps. High EMIs, hidden taxes, insurance shocks, and emotional decisions can derail your finances. So I sat down with Rohit Iyer to break it all down. From choosing the best car in every budget (₹5L to ₹5Cr) to smart tax-saving hacks, credit card strategies, and loan arbitrage, this is the ultimate guide to car buying in India. Whether you’re eyeing your first hatchback or a luxury EV, this episode will save you lakhs.. and years of regret. In this episode, we uncover: 💥 The smartest petrol & EV picks across every price range 💥 How to save ₹1.5L+ on insurance using simple online tricks 💥 A tax hack that shows how your ₹10L car actually costs ₹4L 💥 When to lease instead of buy — and how to save ₹1.8L in income tax 💥 The FD vs loan arbitrage trick: make profit while buying your dream car 💥 How to use credit cards for down payments and earn free vacations 💥 Why India is 50+ years away from full self-driving cars 🎯 If you’re planning to buy a car in the next 3 years, watch the video !! [finance with sharan, cars, buying cars in India, tax hacks, money tips, car finance, car insurance, sharan hegde] #financewithsharan 2025-08-03 17:03:31 .. 155,206 +741% 3,220 +555%
The future of trading is AI automation AI. Comment down below if you have already automated your investing and what kind of returns you have generated? #financewithsharan 2025-08-01 20:00:19 The future of trading is .. 10,441 -43% 91 -81%
Comment FIRE to get daily finance updates directly in your inbox. Lenskart just filed for a ₹8,000 crore IPO — and here’s why it’s more than just another D2C success story. 👇 Back in 2010, Lenskart was a scrappy online startup trying to sell glasses on the internet — something most Indians weren’t used to. Fast forward to 2025: ₹6,415 crore in annual revenue 2,700+ stores (656 international) Over 40 million customers 100M+ app downloads 40% of its revenue now comes from outside India Lenskart now owns 41% of India’s organized eyewear market. And here’s the kicker: 80% of the market is still unorganized — that’s a huge runway ahead. 🔍 But let’s talk business... Growth slowed from 43% to 17% YoY. That’s a red flag. But FY25 was their first profitable year: ₹297 crore net profit EBITDA margins are strong at ~20% They’re sitting on ₹1,700 crore in cash And international expansion is clearly working — Japan, Singapore, MEA are all scaling 💸 The valuation debate: Lenskart is asking for a 13× revenue multiple. For context: Titan Eye+ trades at 3–5× Zomato & Swiggy are also in the 10–14× range It’s not cheap, but it’s not unprecedented — especially for a company with strong brand equity, tech-led ops (robotic lens manufacturing, virtual try-on), and omnichannel muscle. Out of the ₹8,000 crore IPO: ₹2,150 Cr = Fresh capital (store expansion, tech, infra, marketing) ₹5,850 Cr = Offer for sale (early investors cashing out) 👓 Peyush Bansal’s move: He’s selling ~₹700 crore worth of shares… But he also bought ₹222 crore worth before the IPO at a lower valuation. Post-IPO, he’ll still own 9% — making him one of India’s newest public billionaires. #financewithsharan 2025-07-31 20:38:31 .. 9,543 -48% 113 -77%
🏘️ India’s real estate boom is pricing Indians out of homes. What we’re building today isn’t housing — it’s speculation. Let me explain: 1️⃣ Mumbai – Flats in Worli & Bandra now sell for ₹80,000–₹2.5 lakh per sq. ft. – But most remain vacant. – Owned by investors who never live there. – Supply exists, but it’s locked away from real people. 2️⃣ Gurgaon – Super-luxury towers like DLF Camellias are selling at ₹100 Cr+. – These are 2nd, 3rd, even 4th homes. – Local incomes can’t keep up = locals pushed out. – Empty towers dominate the skyline. 3️⃣ Hyderabad – Was once affordable. But FOMO & easy credit inflated prices. – Builders overbuilt. Demand collapsed. – Resale prices dropped 15–30% in parts. – Govt had to freeze new permissions. Across metros, the pattern is the same: 🏢 High prices, low occupancy, distorted demand. But here’s the twist… 🧠 Monaco — one of the richest places in the world — doesn’t allow this nonsense. ✅ You need to live in your house at least 6 months/year. ✅ Utilities & taxes are tracked to prevent idle assets. ✅ No proof of residency = no ownership. ✅ Wealth is filtered via deposits in Monaco banks. Result? – No ghost towers. – No speculative frenzy. – Locals aren’t priced out of their own city. 📜 Policy India needs (inspired by Monaco & others): 1. Vacancy Tax – Tax unused homes after 12 months. 2. Occupancy Declaration – Yearly audit of home use. 3. Higher Stamp Duty for Investors – Like in Hong Kong. 4. Builder Licensing Caps – Stop approvals in oversupplied markets. 5. Minimum Holding Periods – Higher tax if you flip in <3 years. 🏙️ India’s goal should be to build homes, not hollow assets. Otherwise, we’ll keep creating wealth traps, not wealth creators. 2025-07-29 23:04:51 .. 12,505 -32% 119 -76%
Comment FIRE to get daily finance hacks straight to your inbox !! I’m saving crores in taxes legally. 😮‍💨 Section 80-IAC is a legit tax exemption for Indian startups. If your startup is DPIIT-recognized, you can pay ZERO taxes on profits for 3 years. And it’s shockingly underused. Only ~4,500 startups have claimed it. More cashflow. More breathing room. More money to build. Companies like Meesho and Razorpay used it. We did too & it was a game-changer. 🚀 Founders, don’t miss this. Tag a startup friend who needs to apply before it gets harder. And follow financewithsharan for tax hacks that actually move the needle 💸 [finance with sharan, startup tax hacks, zero tax India, DPIIT startup benefits, 80IAC exemption, India founder tips, startup India scheme, Indian startup founders, tax saving tips India, legal tax hacks, startup money tips, Indian business tips] 2025-07-26 17:39:10 Comme.. 7,591 -59% 410 -17%
Paytm just did the unthinkable. It made a profit 💸 But how is it making money if UPI is free? From shopkeepers. From loans. From everything BUT you. And it might just be India’s most underrated comeback story. 📲 Watch till the end to see how Paytm actually makes money, & what could go wrong next. Tag a friend who still thinks UPI apps are running on pure luck 😂👇 [Finance with Sharan, Paytm, UPI, Finance Reels, Stock Market India] #financewithsharan 2025-07-24 20:30:00 Paytm just .. 25,412 +38% 115 -77%
Tesla just opened its first showroom in India — with a ₹69L Model Y. But can Elon really win here? 🤔 Here’s the problem: 🚗 EVs = <5% of Indian car sales 💎 Luxury cars = just 1% And Tesla is both. To compete, they need to go Made in India — like Apple. Govt even offered them a 15% duty (instead of 70%) if they invest $500M locally. But Elon said no. Why? Because Trump doesn’t want jobs leaving 🇺🇸 — and Tesla wants to test demand first. So that new BKC showroom? It’s an experiment, not a full launch. Meanwhile… ⚡ BYD is going all in. 💥 Tata owns 70% of the EV market. 🚀 Mahindra & MG are launching EVs way below Tesla’s price point. Tesla now has to compete with BMW, Mercedes, Volvo — but without the price or service edge. So… will Elon go all in, or get left out? 👇 If you had ₹60L to spend, would you buy a Tesla? Let me know in the comments. . [finance with sharan, tesla india, EV india, electric cars, Tesla in india, elon musk, by india, Tata motors, car news] #financewithsharan 2025-07-21 19:42:55 .. 13,571 -26% 87 -82%
🚨 This one mistake could cost him ₹50 Crores! Andy Byron, a tech CEO, got caught on the kiss cam with his chief people officer and that become viral Now? He could owe ₹50 Cr in alimony 😬 That’s 35% of his income difference over 10 years — and he didn’t have a prenup. Meanwhile in India, there’s no prenup protection at all. One guy was ordered to pay ₹50K/month and hand over his house a decade after the divorce 🏚️ 💔 Everyone talks about what the man loses. 🔒 Cheating isn’t just emotional. It’s financial. 📉 Especially if you’re the guy. Think before you DM 😅 #relationshipfinance #divorcelaws #alimony #prenupindia #financewithsharan 2025-07-19 20:55:38 .. 42,573 +131% 610 +24%
Studying abroad sounds like a dream... until the costs hit you. Loans, forex rates, hidden expenses — it’s overwhelming. 💸 So I sat down with Aly Hajiani to break it all down for you. From choosing the right education loan to saving big on forex cards, to even finding cheaper (and better!) countries than the US. Whether you’re applying to the US, UK, or Europe, this episode will help you avoid expensive mistakes and make smarter financial decisions. In this episode, we uncover: 💥 Should you take a secured or unsecured loan? What’s the catch with cosigners? 💥 Why “low interest rate” loans from abroad can still leave you broke 💥 Genius forex card hacks to save ₹50K+ on your living expenses 💥 How to lock in a great exchange rate for the whole year 💥 The 3 countries giving the US a run for its money for international students Full video is on my YouTube channel - Finance With Sharan. [finance with sharan, credit card, student loans, studying abroad, masters, education loan] #financewithsharan 2025-07-19 17:18:10 .. 3,818 -79% 30 -94%
Bitcoin just crossed ₹1 crore, but is this the top or just the beginning? 👇 This isn’t just a random milestone. Bitcoin’s market cap is now $2.3 trillion which is more than Google. Here’s what’s driving the surge: - 📈 147 US companies now hold BTC, with 40 more expected - 🏦 BlackRock, Fidelity & others seeing major ETF inflows - 🧾 3 new pro-Bitcoin bills are about to hit the US Senate - 💰 BTC is now seen as digital gold — countries are building reserves - 🌍 Big players like Visa, Mastercard, PayPal & Emirates are accepting crypto Meanwhile, inflation is high, the US 🇺🇸 trade deficit hit $316B, & global confidence in the dollar is slipping. People want an off-system hedge - and Bitcoin is that hedge. And despite all the noise, the numbers speak: Bitcoin has outperformed Indian stocks, gold, and global indices over the last 5 years. Add to that: ⚒️ Mining cost = $50K 🛒 Buying cost = $120K 🪙 Halving is coming = less supply, more demand 📊 Altcoins waking up = possible new momentum cycle But here’s the twist: New money is still low. Early sellers are done. Buyers are holding. And the chart? It’s entered a new zone. So yeah, ₹1 crore is a milestone. But now the real question is: Is this the top…or just the start of something much bigger? Tag a friend who needs to see this & drop your take in the comments 👇 [bitcoin, cryptoindia, digitalgold, cryptonews, cryptoetf, altseason, btc2025, blockchainupdate, cryptoeducation, financewithsharan] #financewithsharan 2025-07-18 18:07:14 .. 4,644 -75% 81 -84%
Wish me happy birthday coz I’m 30 2025-07-15 19:07:44 Wish me happy birthday .. 41,084 +123% 379 -23%

On average, Sharan Hegde gets 18.4K likes and 491 comments per post. (Historical)

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Trends for likes, comments, and caption length from the last 30 posts.

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Sharan Hegde can charge up to $700 USD per Instagram post.

Typical range: $300 – $700 USD
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Tracked since Aug 30, 2025
Updated: Aug 30, 2025
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