Cameron ‘Cazza’ Smith

@cazza_time

❌ School didn’t teach you about money 📈 Don’t learn the hard way 💷 Here’s what you should’ve been taught 📧 cazzatimebusiness@gmail.com
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Top Instagram Posts of Cameron Cazza Smith

Cameron Cazza Smith’s Most liked posts from the last 30 uploads.

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Media Stats – Instagram Posts

Recent 30 posts with likes and comments overview.

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Published Caption Likes Comments
Why renting is better than buying in the UK…

1. Lower upfront costs 📉

2. No maintenance costs ❌

3. More flexibility and options ✅

Are you a renter or an owner, and which do you think is best? 🤔

#rentingvsbuying #firsttimehomebuyer #personalfinance #money 2025-09-21 22:01:50 Why renting i.. 129 -5% 40 +8%
4 accounts you NEED to open! 

I wish someone told me about these accounts when I turned 18, but it’s not too late to open them now! ✅

1. A Stocks & Shares ISA 📈

2. A Lifetime ISA 🏠

3. A High Yield Savings Account 🏛️

4. A Credit Card 💳 

I have all 4 of these accounts, so let me know if you have any questions! 💬

#learnontiktok #personalfinance #money 2025-09-17 21:02:17 4 ac.. 83 -39% 1 -97%
Are you seeing car finance claim ads? 🚗

Going through a claims management company could cost you more than 30% of your compensation in fees! 💷

Save yourself money and make the claim yourself directly with your lender! ✅

And watch out for the FCA’s free compensation scheme, expected soon! 👀

financial.conduct.authority AD #CarFinance #FCA #GetTheFacts 2025-09-12 19:23:25 Are you seei.. 69 -49% 3 -92%
How to lower your Council Tax bill! 📉

You could be paying too much Council Tax! 📈

Here are 4 ways you could reduce it… legally! ✅

#personalfinance #savingmoney #taxes 2025-09-11 20:44:36 How to lower yo.. 76 -44% 6 -84%
An early birthday present from Rachel Reeves? 😅

I had the opportunity to ask the Chancellor about UK taxes, and whether or not high taxes are temporary, and fair on working people and businesses! 📈

I may not have got the direct answers I was looking for, I did get some interesting takeaways about her plans for the Autumn Budget…

#personalfinance #money #uk 2025-09-07 21:31:19 An early birthday.. 183 +34% 35 -5%
Quick Ways to Boost Your Credit Score! 📈

I grew my credit score from nothing to 978 it under 1 year! ⏰

Here’s how I did it…

#creditscore, #financialeducation, #moneytips, #personalfinance, #finance 2025-09-04 20:35:37 Quick Ways to Bo.. 47 -66% 3 -92%
I’m earning more money than ever, BUT I don’t feel any better off! 💬

Sound familiar? Here are 3 reasons why…

#personalfinance #money #uk 2025-09-02 20:32:06 I’m earning more.. 125 -8% 9 -76%
New Property Taxes could be introduced in the Autumn Budget! 🏠💷

Some of the changes the Government are considering include…

1️⃣ Replacing Stamp Duty with a new National Property Tax

2️⃣ Replacing Council Tax with a new Local Property Tax

3️⃣ Introducing a new Mansion Tax

Nothing will be confirmed until the Autumn Budget in October/November, but what do you think of these taxes? 🤔

#personalfinance #taxes #uk 2025-08-25 12:33:36 Ne.. 115 -16% 18 -51%
How to start investing in 4 steps! 🏁📈

This is not financial advice, and with investing, your capital is at risk. Always do your own research! ✅

#personalfinance #investingforbeginners #investingtips 2025-08-21 21:49:46 How to start inve.. 80 -41% 85 +130%
4 ways I automate my finances! 💷

If you’re still managing your money manually, you’re making your life harder than it has to be! ❌

Having my finances automated, through standing orders and direct debits, means my money is always working for me in the background! 📈

Let me know if you have any questions! 💬

#personalfinance #moneytips #savingmoney #money 2025-08-20 21:55:45 4 ways I a.. 71 -48% 11 -70%
Day 365 of the home renovation! 🏠🏁

It’s been one year since we started renovating our first home, and here’s how much we’ve spent in total! 💷

#renovation #renovationproject #homerenovation 2025-08-19 21:22:28 Day 365 of.. 138 +1% 41 +11%
I can’t believe how much interest I’ve paid on my mortgage! 😭

I’ve had a mortgage for 1 year now, so here’s what I’ve repaid so far, and how much of that actually went to repaying the mortgage! 📈

#personalfinance #mortgage #firsttimehomebuyer #debt 2025-08-13 21:45:14 I can’t b.. 434 +218% 63 +71%
ad Want to start investing? Don’t make these mistakes…

❌ Don’t NOT use a Stocks & Shares ISA

You can open a Stocks & Shares ISA with a platform like xtb_uk ✅

Comment ‘XTB’ if you want to find out more! 🔎

❌ Don’t put all your eggs in one basket

❌ Don’t try to time the market

Let me know if you have any questions! 💬

#WhereYourMoneyWorks #personalfinance #moneytips #investing #investingforbeginners #savingmoney 2025-08-12 21:31:34 .. 86 -37% 33 -11%
Right now, you can get an Amex Gold Credit Card for FREE for your first year! 😱

Here’s why I chose to get one, and some of the benefits it gives me…

Just remember that this isn’t financial advice, and Credit Cards aren’t for everyone - so be sure to do your own research before applying! ✅

#personalfinance #amex #creditcard 2025-08-11 21:37:17 Right now, y.. 219 +61% 21 -43%
The government is TAXING your savings! ⚠️

Figures released by HMRC show that 2.6 million might have to pay tax on their savings! 📉

Despite inflation, higher interest rates, and rising wages, the Personal Savings Allowance has not changed since 2016! 📈

All of this has resulted in more savers being forced to pay tax on the interest they earn on their savings, but there is a way to avoid this…

Open an Individual Savings Account (ISA) - any interest you earn within one of these is completely tax-free! ✅

#personalfinance #savingmoney #moneytips #uk #taxes 2025-08-08 21:45:28 The governm.. 262 +92% 27 -27%
The Bank of England has cut the Bank Rate from 4.25% to 4%! 📉

In the current economic climate, this couldn’t have been an easy decision! ⚖️

Regardless, a cut interest rate is good news if you have a mortgage, and could save you money on your mortgage repayments, if you’re on a variable rate mortgage, or planning to remortgage soon! 🏠

On the other hand, this is less good news for savers, as you will likely start earning less interest on your savings, unless you have secured a fixed rate! 💷

Let me know if you have any questions! 💬

#personalfinance #interestrates #bankofengland #mortgage #savingmoney 2025-08-07 17:56:30 The B.. 156 +14% 15 -59%
Back again at Number 10! 👀

I was invited to the first ever Creators Reception at 10downingstreet by keirstarmer ✉️

As well as learning more about the government’s plans to work more closely with social media content creators, I had the opportunity to meet some of the most incredible and inspiring people - all with a mission to make a positive impact! 🙌

I see this as a big step toward making economic and government matters clearer and more accessible to the public. With so much of our news and information coming from social media, clear and jargon-free communication is more important than ever. 

When information is easy to understand, it encourages meaningful engagement and helps people feel informed, confident, and empowered to make decisions that impact their daily lives! 📈

#personalfinance #financialliteracy #keirstarmer #government #uk 2025-08-01 21:27:34 Back again.. 185 +36% 20 -46%
ad Do you want to work in finance? 💷

Well, big news just dropped…

Comment ‘FINANCE’ if you want to find out more! 💬

The thepersonalfinancesociety is investing £1 million into the PFS Pathway to the Profession, a load of initiatives to open up access to careers in financial planning! 📈

They’ve already put £500k into 9 initiatives, including things like free qualifications, paid internships and scholarships, but there’s another £500k to go! 👀

#PFS #PersonalFinanceSociety #personalfinance #financialplanning #finance 2025-07-29 21:18:46 .. 172 +26% 295 +699%
3 things I would tell 18 year-old me… 

*not financial advice

If you want to start investing, it’s never too late, and although we all would loved to have started at 18, the next best time to start is now! 🏁

Let me know if you have any questions! 💬

#personalfinance #savingmoney #investing #investingforbeginners #investingtips 2025-07-28 22:02:03 3 things I woul.. 66 -52% 8 -78%
ad 4 things I HAD to switch when I got the keys to my first home! 🔄🏠

1️⃣ Switch the locks - need I say more?

2️⃣ Switch energy providers - don’t pay more than you have to! 

3️⃣ Switch your current account - it’s free, easy, and guaranteed with the currentaccountswitchservice 

4️⃣ Switch your addresses - forget to do this and you could be fined! 

Let me know if I missed anything! 💬

#personalfinance #moneytips #firsttimehomebuyer #firsthome 2025-07-25 21:01:09 .. 165 +21% 3 -92%
ad The UK has one of the biggest cheat codes for building wealth…

The Stocks & Shares ISA! ✅

If you want to start investing, the xtb_uk Flexible Stocks & Shares ISA lets you grow your money completely tax-free! 📈

Comment ‘XTB’ if you want to find out more, and I’ll send you the link to the website! 

Let me know if you have any questions! 💬

#WhereYourMoneyWorks #personalfinance #moneytips #investing #investingforbeginners #savingmoney 2025-07-24 21:43:30 ad The UK.. 138 +1% 127 +244%
Check your payslip as soon as you get paid! ⚠️

Here are 3 things to look out for…

1️⃣ Make sure you’re not paying too much tax!

2️⃣ Make sure you’re not leaving free money on the table!

3️⃣ Make sure you’re not overpaying your student loan!

Let me know if you have any questions! 💬

#personalfinance #moneytips #taxes #payday 2025-07-23 21:49:35 .. 103 -24% 13 -65%
ad Stop using your Debit Card! ❌

A Reward Card will literally PAY you to buy things you were going to buy anyway! 🛒

Here are the 4 types you can get…

Download the experian_uk app to check out your credit card options!

#personalfinance #moneytips #creditcard 2025-07-22 20:35:44 ad Stop using your.. 130 -5% 16 -57%
How I would start investing completely from scratch! 🏁📈

Just remember, this isn’t financial advice, and with investing, your capital is at risk…

Let me know if you have ANY questions! 💬

#personalfinance #moneytips #savingmoney #investing #investingtips #investingforbeginners 2025-07-21 22:52:34 How I would .. 117 -14% 13 -65%
ad 3 simple steps to get on top of debt! 📈

Want more info? 🔎

You can download the experian_uk app, or you can get free independent advice from services like: StepChange, Christians Against Poverty and National Debtline! ✅

#personalfinance #moneytips #debt #debtfree 2025-07-10 22:08:13 ad 3 simple steps.. 59 -57% 17 -54%

On average, Cameron Cazza Smith gets 136 likes and 37 comments per post. (Historical)

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Cameron Cazza Smith can charge up to $6 USD per Instagram post.

Typical range: $3 – $6 USD
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Tracked since Sep 24, 2025
Updated: Sep 24, 2025
Time Zone: Asia/Kolkata

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